In the evening, news came from Nanjing that the owner of a villa in Nanjing collapsed. The bank said he was in arrears with the mortgage of 23 million yuan, but he didn't know it! According to public reports, a villa under Mr. Wang's name worth 46.8 million yuan (market evaluation price) was given a 50% discount (starting at 26.2 million yuan) by the relevant departments because the mortgage was overdue (monthly payment10.6 million yuan).

But I said, I don't know! It is understood that the villa is located in Tangshan Development Zone, Jiangning City? Yangming Mountain Villa? (38 buildings). Among them, the total construction area of the above-ground three floors (blank houses) is 1 172.37 square meters (the underground area exceeds 1000 square meters). Especially Mr. Wang and the villa developer? Nanjing Tong Yuan Real Estate Co., Ltd.? The owner (legal person) of. (hereinafter referred to as? Nanjing Tong Yuan Real Estate? ) have always been good friends. Mr. Wang went to see the house, hoping to buy a villa.

According to the judgment, when the real estate is about to open, the legal person hopes that the owner intends to buy it and can go to the scene to understand the situation. However, after the owner came to the scene, he did not decide to buy a house. At that time, the house was mainly going abroad, and the salesperson suggested that the homeowner could sign a blank contract first. If you finally decide to buy a house, you can go through the formalities directly for the owner. If you don't buy a house, the owner doesn't need to pay. Blank contracts are also invalid.

When the bank informed the owner loans overdue, the owner learned that Tong Yuan Company had signed contracts, mortgage loans and other documents without his knowledge. Both the down payment and the bank loan come from Yangming Mountain Villa. The developer Tong Yuan Company paid independently. However, in 20 14, the capital chain of Nanjing Tong Yuan was broken, which made it impossible to repay the loan. The homeowner also fell into the crisis of being sued by the bank and the house was auctioned. What Mr. Wang never expected was that the developer unilaterally signed the above-mentioned house purchase contract without Mr. Wang's knowledge, and paid a down payment for Mr. Wang, and applied for a mortgage loan, but did not apply for a house ownership certificate; What developers never expected was that the developer's capital chain broke in 20 14, and the villa mortgage loan under Mr. Wang's name was also interrupted. Later Mr. Wang got it from the bank? Overdue mortgage? Notice, just know the above situation!