1, the first is to authorize Alipay to inquire about the provident fund, because the provident fund can reflect a person's income level and repayment ability. The higher the provident fund, the higher the local personal income level and the stronger the repayment ability. Alipay will also give users a corresponding amount increase according to the amount of the provident fund.
2. Borrow money frequently with ants and repay it on time. If you use it frequently and repay it on time every time, you can accumulate very good credit. However, it should be noted that if the loan is repaid in advance, it is likely to lead to an increase in interest on the next loan. So you should choose carefully.
3. Always save money in Yu 'ebao, even if there is not much money saved, as long as it can generate income. Of course, the more money in Yu 'ebao, the better, and the amount of money spent can be increased accordingly.
4. Donate money in Alipay Love Donation, two or three times a month. Even if the donation is not much, it can prove to be a caring person, so it will definitely increase the amount of books borrowed by ants.
5. Increase the frequency of using Alipay, and use Alipay for online and offline shopping. For example, buying things at Tmall Supermarket and paying the phone bill or utilities with Alipay can effectively increase the quota.
6. Buy wealth management products at Alipay. In addition to Yu 'ebao, there are many other wealth management products on Alipay, such as lucky money. This means that the greater the investment and the more frequent the use, the more the amount of books borrowed by ants can be increased.
7. Finally, I will use Alipay to pay back the credit card, whether it is my own credit card or someone else's credit card, but it should be noted that the credit of this cardholder must be very good, the sesame score should be above 600, and the flowers and loans are not overdue.
Extended data:
Brief introduction of loan:
Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their March into "internet plus" and providing inclusive finance services to small and micro enterprises and individual consumers through the "Internet Propeller Plan".
2065438+20081October 9, 65438+2065438, or due to excessive leverage ratio, in violation of the relevant regulatory provisions of the central bank, actively closed some user accounts and controlled the loan balance.
How to increase the quota?
There are many ways to quickly increase the loan amount of Alipay: improve personal information as much as possible, make more use of various service functions on Alipay, and keep personal repayment records, as follows:
1, real-name authentication, improve personal information.
Try to supplement personal information, such as vehicle information, education information, English collar, etc. , must be true and effective. The more complete the information, the higher the credibility.
2. Keep a good use record and performance.
When using Alipay, you must maintain good habits at ordinary times, otherwise, if you have a negative record, it is equivalent to discrediting your personal credit.
3. Use various service functions of Alipay.
These include: Taobao, Tmall: opening ant flower beds, trying to use "flower beds" to pay for shopping, and repaying a few days in advance next month. The more shopping consumption records on the platform, the more it can prove the stickiness with the platform, and the more likely active users are invited. Don't change the mailing address at will, but pay back on time.
Life: Pay for water, electricity, gas, telephone and credit card, book hotels, rent houses and borrow cars.
Offline payment: Many online merchants can use Alipay to pay for their mobile phones.
Extended data:
Interest settlement method:
The loan interest rate is calculated by the day. The daily interest rate is between 0.015% and 0.06%, that is to say, the interest for borrowing 10000 yuan for one day is between 1.5 yuan -6 yuan, and the interest for one month is between 45 yuan-180 yuan.
As for how much to borrow 1 000 yuan per month, the first thing depends on the choice of loan interest rate and repayment method.
If it is repaid on a monthly basis, there are two ways to calculate the interest: one is equal principal and interest, and the monthly repayment amount is the same, just like most people repay their mortgages. The other is to pay interest first and then pay it back.
How to increase the quota?
There are many ways to quickly increase the loan amount of Alipay: improve personal information as much as possible, make more use of various service functions on Alipay, and keep personal repayment records, as follows:
1, real-name authentication, improve personal information.
Try to supplement personal information, such as vehicle information, education information, English collar, etc. , must be true and effective. The more complete the information, the higher the credibility.
2. Keep a good use record and performance.
When using Alipay, you must maintain good habits at ordinary times, otherwise, if you have a negative record, it is equivalent to discrediting your personal credit.
3. Use various service functions of Alipay.
These include: Taobao, Tmall: opening ant flower beds, trying to use "flower beds" to pay for shopping, and repaying a few days in advance next month. The more shopping consumption records on the platform, the more it can prove the stickiness with the platform, and the more likely active users are invited. Don't change the mailing address at will, but pay back on time.
Life: Pay for water, electricity, gas, telephone and credit card, book hotels, rent houses and borrow cars.
Offline payment: Many online merchants can use Alipay to pay for their mobile phones.
Extended data:
Interest settlement method:
The loan interest rate is calculated by the day. The daily interest rate is between 0.015% and 0.06%, that is to say, the interest for borrowing 10000 yuan for one day is between 1.5 yuan -6 yuan, and the interest for one month is between 45 yuan-180 yuan.
As for how much to borrow 1 000 yuan per month, the first thing depends on the choice of loan interest rate and repayment method.
If it is repaid on a monthly basis, there are two ways to calculate the interest: one is equal principal and interest, and the monthly repayment amount is the same, just like most people repay their mortgages. The other is to pay interest first and then pay it back.
How to increase the quota?
1, improve the information, and now update the details of sesame users with page views on the 6th of each month, add information+click to add calendar, passport, company email, vehicle information and Linkedin to help improve the number of people.
2. With the help of bank cards, try to apply for bank credit cards. The more associated credit cards, the higher the credit limit, the more frequently you use Alipay, and the more help you can get.
3, financial management, saving money, thousands of banks know that money can be used for financial management, such as Yu' ebao and Zhaocaibao, so that borrowers know that wealth has increased and Alipay knows it.
4, shopping consumption is king, use this account to recharge, Alipay use the balance to pay as little as possible, refund and return to avoid disputes and complaints. If it is appropriate to talk about it, it is necessary to give the seller a bad review, evaluate Alipay's consumption amount, return records, and the number of conversations with the store, all of which will affect the loan amount.
5. Red envelopes, coupons, and transfers. By using Alipay's transfer function to transfer money to some friends, the accumulated amount of red envelopes is becoming more and more frequent, and the higher the loan amount, the bank hopes to show that the salary flow can enrich the self-help relationship.
6. In terms of using services, Credit Sesame Credit listed several scenarios, including travel (rent-free car rental), accommodation (deposit-free check-in), finance (loan, term), shopping (trial before payment), and social interaction (marriage, making friends).