Wechat micro-loan is still credible. Micro-loan is also a kind of online loan. It is the first internet bank in China. It launched online micro-loans for WeChat users and mobile QQ users through WeChat APP, and promoted loans to WeChat and QQ users through WeChat platform and QQ platform. It is a fully qualified online loan with the advantages of convenient loan, high quota, convenient lending, convenient use and convenient cash withdrawal. Many young people prefer to use small credit loans. Through micro-credit loans, it is convenient to withdraw the amount to WeChat change or bank card. The use process is simple and the repayment is very convenient. Bank cards can be directly bound from WeChat wallet or WeChat, and can be repaid directly or in installments.
1. Microfinance is an online loan. If the demand for funds is relatively large, you can use bank loans.
Micro-loan is a kind of network loan. Although there are not as many routines as other online platforms, the common problem of online lending is high interest. When borrowing a small loan, the page shows the daily interest. If the adult's interest rate is high, micro-credit can be used during the interest-free period when using micro-credit. If the demand for funds is large, it is best to apply for a loan from the bank. After all, the interest is lower.
Second, how to use microfinance to borrow money
Micro-loan borrowing is very convenient. Just log in to WeChat, select micro-loan in your wallet, and bind your personal bank card in your wallet. When microfinance is opened, if it meets the white list of microfinance users, they can click on the loan at any time and put the money into the bank card, which is very convenient to use.
Third, protect personal credit information and repay in time.
No matter whether it is micro-loan or bank loan, as long as it is the loan amount used through the platform, the arrears must be settled before the repayment period after use, and it must not be overdue, because micro-loan is a fully qualified online lending platform. Once overdue, the micro-loan platform will upload overdue information to the credit information platform, which will have a negative impact on personal credit information.
Is it reliable to borrow money from WeChat?
In this era of rampant fraud, try not to borrow money from others on WeChat.
Many fraudsters borrow money from you by forging false information through technology. Once the money is transferred, there is a risk that it will never be recovered. Therefore, if it is not fully guaranteed and confirmed, don't borrow money from others casually, and don't borrow money from others indiscriminately.
Protecting the safety of our property is something that everyone needs to learn.
Wechat is ok. Is it reliable to borrow money?
Reliable.
You can know that WeChat borrowing money is reliable by entering the instruction to borrow money.
It is necessary to know whether the registered subject of the official WeChat account is the company to which the product belongs, so as to avoid being deceived in the mixed official WeChat account. To understand the loan products, if the loan funds are raised by retail investors, it is easy to be approved but the funds are in place slowly. Although many small loans on WeChat arrive quickly, the interest is relatively high, so the loans need to be cautious.
Is WeChat loan reliable?
Nowadays, smart phones have spread to people's lives, and then friends and chat tools such as WeChat and Momo have also appeared in our field of vision. But now, WeChat is not only a tool for chatting, but also has a series of functions such as issuing red envelopes, borrowing money and lending. Even though this mobile application has so many benefits, many cautious people are still worried. Is the WeChat loan true? Is it reliable?
Let's answer your first question first. Is the WeChat loan true?
In fact, there are many micro-loan products on WeChat. In addition to micro-loans under Tencent's name, products of other credit institutions abound, but they all apply for loans through WeChat official accounts, so WeChat loans are real. However, you need to know the following points.
1. Microfinance is the flagship product of Weizhong Bank, which is also owned by Tencent. It has certain requirements for applicants, and the open list has not been popularized.
2. The rest are platforms based on WeChat official account, allowing users to APPly for loans directly through the menu bar of WeChat official account, or download the app from the menu bar and then apply.
3. Whether the loan on WeChat is true or not, we must first recognize whether the registered subject of WeChat official account is the company to which the product belongs, and avoid being deceived in the mixed WeChat official account.
4. To understand the loan products, if the loan funds are supplemented by retail investors, it is easy to get approval but the funds are in place slowly.
5. Although many small loans on WeChat arrive quickly, the interest is relatively high, so the loans need to be cautious.
After understanding the authenticity of WeChat loan, let's see if WeChat loan is reliable. Below, I will explain it to you with a real example in life.
Beipiao likes to chat online in quiet and free time to kill time. Later, she got to know Liang Xiao through WeChat, and they chatted through WeChat every day. With the deepening of the conversation, Liang Xiao learned that she secretly wanted to buy a car, but because the full amount was not enough, she wanted to borrow 50,000 yuan to buy it.
Hearing the request for a loan quietly, Liang Xiao said that she can mortgage her bank card and help her get a loan from the bank, but this requires quietly depositing 50,000 yuan into his card first, and then returning the money to her after the loan is successful. I heard that Liang Xiao could help him with a loan. He trusted each other quietly. Without much thought, he remitted 50,000 yuan to each other.
Later, I waited quietly for news from Liang Xiao, but there was no result after a few days. After taking the initiative to contact, I found that the other party has been turned off. After quietly consulting a skeptical person, I learned that the loan method mentioned by Liang Xiao doesn't exist at all. So she quickly went to the police station and reported the police.
This case tells us that when talking to strangers, we must be vigilant, because it is probably money that "shakes". I would like to remind borrowers that it is convenient to apply for a loan through WeChat, but it must be based on finding the right lending institution. Generally speaking, formal lending institutions must lend money first and then charge. Therefore, we must stay away from "lending institutions" that violate this standard.