1. Possible risks of missing business processes

2. Possible business processes are, but imperfect, non-standard, and inoperable

3. Business Although the process is sound, standardized and operable, there may be risks of poor execution.

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Report on the investigation of risk points in the company's business operations

According to the regulations of the municipal bank on carrying out business risk point investigation activities, the notice requires our bank to immediately organize and carry out activities within its jurisdiction Business risk point investigation activities, plan formulation, and organizational strength. Starting from January 20, the company conducted a comprehensive investigation of the business.

The investigation situation is now reported as follows:

1. Company business investigation (1) Company business account troubleshooting Our bank’s corporate business department has opened a company account and needs to open a deposit account , special accounts, and temporary deposit accounts for verification of funds. There is no business institution that opens multiple accounts for the same depositor. Open a basic account, general account and the same certification document for the depositor or special depositor; the name of the company's account opening complies with the regulations and is fixed; there are no family issues with the account opening information that has not been reviewed and signed by authorized personnel.

Adhering to the principle of separation of accounting and reconciliation, the accounting supervisor is responsible for monthly accounting, checking the current reconciliation and bank-enterprise reconciliation, and tracking and verifying outstanding accounts. While the company's business bank settlement account is in use, there is no oneGeneral deposit account for cash withdrawals.

The withdrawal of cash from deposit accounts by basic accounts and other professional accounts complies with regulations. There is no problem in handling fund collection and payment business if the deposit in the temporary deposit account exceeds the effective useful life.

Note: The book capital verification account does not have the problem of handling external payment business during the capital verification period. The name of the registered capital verification remitter is consistent with the name of the investor. Changes and cancellation of bank settlement accounts. When an account holder applies to change the account name, he or she must provide account opening information such as the account name, legal representative, and certification documents from relevant departments; promptly modify the customer information; and take photos with the depositor's seal and change them.

A depositor's application for cancellation of a bank settlement account shall be approved by the accounting supervisor or approved by the supervisor and shall check the settlement of the depositor's loans, interest receivable, settlement fees and other receivables before account cancellation. When a depositor cancels a bank settlement account, he or she shall return unused important blank vouchers, settlement vouchers, and account opening registration vouchers.