Hello, I am an applicant from Ganyu County, Lianyungang City. 1992, I handled a child marriage insurance business of China People's Insurance Company for my children. The requirement on this insurance certificate is to pay 150 yuan every year, and the payment period is 20 years. 1July 1992 to1June 1993 150 yuan. 1994 150 yuan. Later 19951October 30th 10, I paid 500 yuan in batches. Counting the previous payment. I * * * to 650 yuan. The above descriptions are all records in my insurance book, not fiction. There is this voucher. According to my insurance account book, I will expire on July 25th, 20th12nd, and I can get 7468 yuan. But when I went to collect it, I was told by the salesman that I couldn't get the money because I changed the payment method. So I have to recalculate the corresponding expenses I should get. She reported my relevant information to the city, saying that it might be handed over to the province for calculation. Of course, I don't know the operation details of the insurance company. But I don't think the simple four operations need that many working days. I'm confused. I want to add one more thing. That is, I remember that if I pay the annual fee on time, I can get more than 10 thousand yuan when it expires. My current notebook records more than 7 thousand. I don't understand the calculation standard of the difference between the two. I really want to know. I hope you can help me answer these questions. I also hope that the life insurance company can give me a satisfactory answer as soon as possible. Thank you for your trouble.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.