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For young people working in first-tier cities, should they buy a car or a house first?

? I think young people working in first-tier cities should buy a house first. Young people working in first-tier cities have dreams and want to establish themselves in the city where they work. It is wise to buy a house first.

First, the value of buying a house increases while buying a car depreciates. Young people work in first-tier cities and their wages are higher than those in second- and third-tier cities. After several years of hard work, they have some savings in their hands and are hesitant to decide whether to buy a car or a house. I have a friend who worked in a company in Beijing after graduating in 2015, with a monthly salary of 15,000 yuan and a bonus at the end of the year. After working for a few years, I had some savings. Three years ago, with the support of my parents, I paid a down payment of 1.5 million yuan and bought a small apartment outside the Third Ring Road. Even though I took the subway and bus to work every day, I felt a sense of belonging and worked hard to repay the house loan. motivation. Although it has caught up with the decline in housing prices in recent years, for Beijing housing prices, the increase has only slowed down. As his income increases year by year, he feels that the pressure to repay his mortgage is gradually decreasing; another young man who joined the company at the same time chose to buy a car first and spent nearly 100,000 yuan on a Great Wall SUV. After buying a car, my social distance has been shortened, and I have contacted some customers after work. Although it has broadened my income source, the vehicle parking fees, repair fees, refueling and other related expenses are a lot of expenses. After three years, I felt that I was working in a first-tier city and it seemed that there was not much need to buy a car. So after making repeated decisions, I sold the car at the end of last year, with a net loss of more than 20,000 yuan. Through the above cases, we can see that houses are not only used for living, but also have investment functions. Although the current housing prices are not as good as in the past, they still have the function of maintaining and increasing value, while vehicles are consumables. Therefore, I think that when choosing between buying a car and buying a house, buying a house is the first choice.

Second, buying a house gives you a sense of belonging, and buying a car gives you a sense of happiness. I think, first of all, for young people working in first-tier cities, buying a house is more valuable than buying a car. The sense of belonging of buying a house is increasing year by year, and the sense of happiness of buying a car is decreasing year by year. Moreover, the sense of happiness of buying a car is similar to the sense of belonging of buying a house. Comparatively, it is really not the same. Secondly, for men who don’t have a girlfriend or are not married yet, buying a house is very important. Regardless of whether you are on a blind date or married, without a house, you will lose points in the eyes of your blind date, because the other party will feel that they do not have a sense of belonging. After buying a house, you will get extra points for yourself, and your girlfriend will also have a sense of belonging, and the relationship between the two parties will be more stable; while buying a car will make people feel happy, but the subsequent parking fees, repair fees, Refueling and other related expenses are a lot of expenses, which will gradually dilute this sense of happiness. Therefore, in comparison, the sense of belonging that buying a house brings to people is far more practical and profound than the happiness of buying a car.

Summary: As the saying goes, choice is more important than effort. I think that young people working in first-tier cities should make a good choice whether to buy a house or a car first. If young people working in first-tier cities plan to take root or invest in first-tier cities, then collect enough down payment and decisively buy a house, because "owning a house" and "owning a car" in first-tier cities are, after all, two completely different concepts and feelings. .