This year's double eleven is coming again, and the single Wangs have to face another wave of injuries. Some people say that the house is more reliable than the object. How do single people buy a house? What kind of house is best for singles?

First, the area can be small, but it cannot be saved.

When buying a house, single people should choose a smaller house to meet their own needs. It should be noted that the area is small but the function cannot be saved. Bedroom, kitchen and living room must be complete to meet the basic needs of life.

Second, there is no need to pursue perfection.

The price of perfection is usually high. Single people have limited financial resources, so there is no need to pursue perfection when choosing a house. It is also a good choice to choose some slightly "defective" houses. The defect here does not mean that there are quality problems in the house itself, but that among all the needs, you can give up some minor needs appropriately, such as not requiring perfection in orientation and lighting. Office workers spend most of their time in the company during the day. These factors can be given up appropriately, with the advantage of saving a lot of money.

Third, consider hardcover rooms.

For singles, buying a house and decorating it is a very troublesome thing, especially in the decoration process. In many cases, the purchase of home improvement is time-consuming and laborious, and some single young people also buy houses not for permanence, but for temporary transition. Therefore, finely decorated and finely decorated second-hand houses are better choices for single young people, that is, buying and living. Once you have lived for two or three years, your life plan has changed, or you have changed rooms, or you have left the city, you can rent and sell this suite directly.

Fourth, the geographical location is good and the transportation is convenient.

The houses in downtown are the best, and the surrounding commercial life is perfect. Even if the house doesn't live in the future, you can rent it at a better price and resell it more easily.

If you can't afford to buy a house in the city center, you can work a little farther from the center, preferably along the traffic and in the newly developed business district with great potential for appreciation of traffic convenience.

5. Give priority to provident fund loans.

The interest rate of provident fund loans is very low, currently only 3.25%. Try to use the provident fund as much as possible when buying a house. When a single person buys a house, the total house price and down payment are usually not very high, and it is still possible to use a pure provident fund loan. Even if the working hours are short and the provident fund is small, it is best to use it if you can, at least you can pay less interest.

In short, owning a house of their own is quite emboldened for single young people.

(The above answers were published on 2016-11-16. At present, please refer to the actual situation for the relevant purchase policy. )

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