Housing category:

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the loan for the purchase and construction of owner-occupied housing;

3. Lease self-occupied housing;

Second, extract materials.

Basic materials:

1, my ID card, corresponding supporting materials and copies;

2, provident fund withdrawal application form (stamped with the financial chapter of the unit, the custodian or centralized management households have no chapter);

3, provident fund dragon card, etc.

In addition: if the provident fund dragon card has been applied for, the immediate family members can collect it on their behalf, and provide the ID card and relationship certificate of the manager.

According to different situations, select the corresponding certification materials:

Housing category:

Buy a second-hand house:

(1) Property ownership certificate within five years;

(2) Purchase invoice or deed tax payment certificate.

Third, the extraction process

Step one:

Application: The applicant holds the withdrawal voucher to apply for withdrawal of housing provident fund at any outlet of Zhengzhou Housing Provident Fund Management Center.

Step two:

Audit: After the preliminary examination, if the submitted materials are found to be missing or useless, they shall be returned to the applicant on the spot, and the reasons for their failure shall be explained. Applicants can go to the management center after preparing the materials.

Step 3:

Reply received: If it has passed the preliminary examination, it shall be replied within 3 working days after acceptance, and the original materials submitted shall be returned.

Step 4:

Bank loan: go through withdrawal and transfer procedures at the bank where the account is opened. If the time limit is invalid, the withdrawal money will be transferred to the applicant's own bank savings account by the handling bank.

Fourth, the extraction time

Withdrawal time interval: the provident fund is withdrawn every 12 months (including 12 months).

Collection time: within 3 working days from the date of acceptance of the application.

Provident fund withdrawal means that the depositor goes through the procedures of provident fund withdrawal in the relevant departments of provident fund withdrawal according to the requirements of provident fund withdrawal, and withdraws part or all of the amount in the provident fund account to the personal bank account.

Provident fund withdrawal is divided into three types: agreed withdrawal, partial withdrawal and cancellation withdrawal.

To withdraw the provident fund, you need to apply for a joint provident fund card at the designated bank in advance, and the withdrawn provident fund will be directly transferred to the joint savings account.