It depends on what information you provide.

each item of information corresponds to a different score.

If you can provide real estate information, vehicle information and provident fund information,

this score will only be higher.

In short, the more information, the higher the score

The more assets, the higher the score. Can Sesame Credit score if it completes the information?

If Sesame Credit completes the information, can it get a higher score?

Nowadays, the sesame credit score of Alipay wallet is upgraded once a month on the 6th. Every time, many customers with outstanding loans and poor credibility reduce their grades. There are also many customers who improve their personal information and consumer services through various channels. I will introduce in detail how to fill in your information after receiving the list. Customers with high diplomas in housing and cars can improve their grades quickly!

note name: true identity information accounts for 15% of sesame credit, so it is very important!

When you log in to the credit management page of Sesame Credit of Alipay, there will be a supplementary information item, which can be used to fill in your personal information. The supplementary information can make Sesame Credit score your personal credit behavior more strongly. It should be noted that the information must be true. For example, if you fill in the false information of your student status file, Sesame Credit will find out and punish you.

1. Completing my personal information can make Sesame Credit evaluate your credit more strongly;

2. The information completed before the end of the current month, after evaluation, will gradually cause harm from the 6th of the following month;

Third, ensure that the information filled in is true and credible, and submitting false information will have a bad influence on your credit;

fourth, completing the information may not necessarily improve your sesame credit score, but giving real materials and long-term honest personal behavior is a necessary condition to improve your performance.

On January 5th, 215, the Central Bank announced the Notice on Preparing Personal Credit Information, and Sesame Credit announced the preparation of personal credit information report.

Then, on January 28th, Sesame Credit Score was announced, which opened a brand-new and upgraded credit daily life for customers. Therefore, 215 is also regarded as the year of China's personal credit report.

With every business process of Ali Group and the excavation of big data on the Internet, Ant Financial can be said to have established a sound personal credit management system in China. According to Alipay wallet, open sesame credit, and everyone can see their own sesame credit score.

at the evaluation level, sesame credit score refers to the internationally popular personal credit scoring method (such as FICO score in the UK, the score range is between 3 and 85), and the section is set at 35-95. The higher the score, the better the credit level and the lower the probability of breaking the contract.

Behind the achievement is Sesame Credit's comprehensive solution and evaluation of this large amount of information and data.

The initial consideration of Sesame Credit includes the credit history time, personal behavior preference, enterprise innovation ability, real identity characteristics and interpersonal relationship of ordinary users. In Alipay version 9., Sesame Credit has a "+"mark, which is to enable customers to submit relevant information to improve the credit evaluation level.

however, although everyone's sesame credit score is evaluated once a month, and some sesame credit branches keep growing, it is very likely that everyone feels that sesame credit score is useless.

In fact, after the arduous search and search of Xiaobian, Sesame Credit Score has at least 1 practical value, which helps you to give full play to its greater use value.

1. Apply for a credit card quickly

It is reported that Sesame Credit is suitable for applying for a credit card for China Everbright Bank and Minsheng Project, which is called "3-second issuance", which should be a very good thing for customers who have always wanted to apply for a credit card.

Back in those days, I applied for a Shanghai Pudong Development Bank credit card online, filled out a lot of materials, and after waiting for several weeks, I was finally informed that I could not apply for it. At that time, I was so anxious that I would never apply for a Shanghai Pudong Development Bank credit card again.

2. The higher the sesame credit score, the more cost-effective it is to borrow money.

It is understood that today's Alipay can borrow up to 3, yuan, but the results are different, and the annual interest rate seems to be different. According to the general standard, the higher the sesame credit score, the easier it is to borrow and the lower the annual interest rate.

3. Consume first and then repay the loan

If the customer meets the opening standard of flower buds and applies Alipay flower buds, he can repay the online shopping in installments. For example, if you have been buying a big commodity in Tmall Mall, you can apply installment repayment, and the loan interest is also free.

4. Credit purchase

Today's sesame credit, if your score is 65 or above, you can enjoy credit services provided by operators such as cheap purchase and installment payment.

5. Stay in a hotel free of deposit

If your sesame credit score is 6 or above, you can enjoy hotel accommodation free of deposit in future hotels, short rent Piggy and short rent Ant.

6. emerald cycling

during the cycling period, if your sesame credit score reaches a certain level, you can ride a bike without a deposit.

ofoofo sharing bicycles is in Suzhou, and the deposit is free for more than 65 points, 7 points for Little Blue Bike, and a different deposit is free for Youbai. The riding regulations are higher, and the deposit is free for 75 points. However, Yonganxing and Broken Wind Bike can ride without a deposit only for 6 points.

7. Car rental and self-driving free of deposit

Sesame's credit score has reached 65 points. Now, you can apply for pre-authorized car rental and self-driving free of credit card by using CAR Inc., Ehi Car Rental and Car Sharing.

8. Credit renting house

Nowadays, it is necessary to get 6 points for accommodation and fun rent, and only 65 points for Youke Yijia, and then you can enjoy the preferential treatment of reducing the deposit and paying the rent monthly.

9. Make friends with credit

Nowadays, even the people you talk to need sesame credit points. At present, according to the sesame credit score, it can be bought and sold in Cherish, Lily, zhenai, Blank Symbol, Red Rabbit and Netease Flower Fields, and there will be a high credit display.

1. Loan without deposit

Hangzhou and other places provide services such as charging treasure without deposit and difficulty in borrowing folding umbrellas. We can search the surrounding deposit-free lending and returning points, we can find the folding umbrella to borrow, and we can also find the equipment of charging head with sesame credit in some large shopping malls.

Other ways to improve sesame credit score quickly:

1. Apply the credit function of ant finance more and repay the loan immediately. For example, ants spend money, ants borrow money, IOUs, good futures and so on. At this stage, there are more than 4 Internet platforms that use flower buds to pay. Sesame Credit will regard credit consumption as one of the credit evaluation databases, and excellent personal behavior in fulfilling contracts is beneficial to score points.

2. Buy more Alipay wallets and investment and wealth management products on ant fortune, such as Alipay Yu 'ebao, Entertainment Treasure, Lucky Treasure and Stock Fund. Although Alipay Yu 'ebao predicts that the annual rate of return will fall, it is also stronger than the bank's current demand, otherwise it will be able to buy lucky treasure.

3, commonly used mobile phone transfer, send red envelopes. Note that this must be carried out by friends who know themselves and have good credit. The more frequency and goals of transferring money and sending red envelopes, the stronger the internal contact month and the higher the quality of interpersonal relationships.

4. Use various services of Alipay wallet. Such as life service in big cities, telephone recharge, airline ticket reservation in hotels and restaurants and store discounts. Can sesame credit score up if the information is completed?

Can sesame credit score up if the information is completed?

Sesame score is at least 35, and the highest is 95. Most people are between 65 and 75, and the score that fluctuates up and down every month is about tens of points at most. Many people's scores have not changed for several months, or they have increased by a few points at most every month.

second, why hasn't the sesame score increased?

1. The refresh time is too slow

Because the sesame score is only updated once a month and only on the 6th, it is only updated 12 times a year, so it seems to many people that the sesame score has not been rising, or it is rising too slowly.

2. The algorithm is complicated

It has been more than four years since Sesame was launched. At first, the algorithm was single. As long as you buy it crazily in Taobao Tmall buy buy, you can quickly increase the sesame score. Now Alipay has more functions and services. Only by using Alipay in a more diversified way can you have a chance to increase the sesame score.

3. Open the grade

Sesame scores a maximum of 95 points, and now many people score more than 6 or 7 points. If it rises by tens of points every month, it will break through the highest limit in a few months, so Alipay will make adjustments, and your score is constantly changing. Maybe it will rise by tens of points this month, but it will drop by tens of points next month if you don't use Alipay very much, so as to maintain a stability, only for a long time.

if there is a demand for capital turnover, we recommend you to use the money flower. The money flower is a credit service brand under the Du Xiaoman Finance (formerly known as Baidu money flower, renamed as "money flower" in June 218), and the big brands are trustworthy with low interest rates. Money is spent-full of easy loans, the maximum loan amount is 2, (click on the official free loan amount), and the daily interest rate is as low as .2%. It has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest rate and strong security.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online loan, we must pay attention to prevent risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform by your own judgment after fully understanding it, and borrow reasonably according to your actual situation. How many points did Sesame Credit Repair go up at a time?

Ten points at a time. Sesame credit and ant flower buds have different functions. You can directly click to open the ant flower garden, and there will be a credit line. The more money Taobao spends, the higher the line will be.