Alipay Zhima credit score of 700 or above is the cut-off point for excellent credit. For 750 points, if you operate seriously and frequently use Alipay for various operations, it is relatively easy to achieve it. It does not mean that you need some specific It is only possible if there are strict conditions, so anyone with a score of 750 or above is possible.

At first, few people paid attention to Zhima Credit points. At that time, there were relatively few Zhima Credit activities. This is probably because of the 750-point function previously launched on Alipay. You need 750 points to enter some special circles. These There are many photos of beautiful women in their daily lives in the circle. This has triggered a hormonal explosion in many men, so they use various possible ways to increase their Sesame Credit points. However, this latter function has attracted widespread attention and has caused considerable controversy. , this function was canceled after a period of time, but the marketing purpose has been achieved. Many people have begun to pay attention to their Zhima Credit points, and there are even alternative services that specifically help increase Zhima Credit points.

First, take a look at the points levels of Sesame Credit: 350~550: poor, 550~600: medium, 600~650: good, 650~700: excellent, 700~950: excellent; these credits Rating is based on identity characteristics (study, professional experience, various real-name consumption, etc.), behavioral preferences (characteristics reflected in activities such as preference for shopping, payment, transfer, etc.), interpersonal relationships (comprehensive consideration of influence in interpersonal relationships and friends). credit points), credit history (various performance experiences and records), and performance capabilities (various amounts, provident funds, movable properties, real estate, etc.), these five components are scored, and then a score is given on the 6th of each month. Under normal circumstances, credit is constantly upgraded and accumulated, so Zhima Credit is constantly improving, but there will also be situations where it does not increase. There is data on the Internet that divides these according to the points of Zhima Credit. Among them, the 350 to 550 are the poorer grades, which belong to the lower-level diaosi. The credit points are not high, there is not much credit concept, there are not many assets, and there is not much credit accumulation. However, the proportion is not very large, about 5%; 550~650, which covers two levels: medium and good, which are ordinary consumers and belong to the ordinary class. In short, one word: "ordinary", accounting for 20%; 650~ 700 is for ordinary white-collar workers, slightly higher than ordinary consumers, and may have slightly better education/salary, etc., accounting for 25%; 700~750 is for outstanding people, who know how to use various resources to improve their credit, accounting for 25% 30%; 750~950 are the people at the top of the pyramid. They have more resources and higher income, accounting for 20%. These data are for reference only and do not represent absolute. Sesame Credit mainly considers the use of the Alipay platform. These are only reviews given through the Alipay platform. There are many platforms that are not connected and a lot of information has not been collected, so it only reflects the performance of a certain platform. The situation cannot represent all, but with the continuous exchange of platform data in the future, the accuracy of these data will gradually improve, and high credit may represent high-end groups. Of course, these must be calculated by continuously accumulating points under normal circumstances. Some of them pass " The points raised by "special" means do not mean anything. In this case, it is an evaluation number, an evaluation under the conditions at that time.