Hello:

1. Common types of online fraud

1. Fraud using stolen accounts and online game transactions

(1 ) Pretend to be an instant messaging friend to borrow money. Scammers use hacking programs to crack user passwords and then borrow money from chat friends who pretend to be the victims. What you need to be especially careful about is that criminals commit fraud by stealing

(2) online game equipment and game currency transactions. The first is to sell game equipment at low prices and allow players to remit money through offline banks; the second is to post power-leveling information on game forums, and then embezzle it together with the account a day or two after the power-leveling; the third is to provide relatively detailed information when trading accounts. After the player completed the transaction and played for a few days, the account was stolen, causing financial losses.

(3) Dating fraud. Criminals use websites to initially establish a relationship with the victim in the name of making friends, and then ask the victim to remit money to them in the name of lack of money, etc., and eventually lose contact.

2. Online shopping fraud

(1) Multiple remittances - scammers use various reasons such as not receiving the payment or asking to remit a certain amount before they can refund the previous money. Forcing the victim to remit money multiple times.

(2) Fake links and fake webpages - Scammers provide fake links or webpages, and transactions often appear unsuccessful, allowing the victim to remit money multiple times.

(3) Refusal of safe payment methods - Scammers refuse to use the website's third-party safe payment tools for various reasons.

(4) The method of collecting deposits to defraud money - the scammer requires the owner to pay a certain amount of deposit or deposit before shipping the goods. Taking advantage of the victim's eagerness to get the goods, various seemingly reasonable reasons were used to induce the victim to make additional deposits.

(5) Appointment for remittance - a common method of fraud for online purchases of second-hand cars and train tickets. On the one hand, the scammer makes an appointment with the victim to meet him at a certain place to inspect the car or give him a ticket, and then asks the victim's friend to receive the money. The victim called the victim and immediately transferred the money. The scammer used the "Call Anywhere Display Software" to impersonate the victim and call his friend to ask him to remit the money.

(6) Passing off substandard goods as good ones - using fake, inferior and low-quality knock-off products to pass off as brand-name goods. After receiving the goods, the victim complains that he has been cheated.

3. Online lottery-winning fraud

Criminals use communication software to publish lottery-winning reminder information to email users, online game users, instant messaging users, etc. The parties concerned follow the designated "telephone number" When consulting or verifying on the "webpage", the criminals used various reasons such as winning a lottery to pay taxes and asked the victim to remit money again and again. It was not until the contact was lost that the victim realized that he had been deceived.

4. "Phishing" fraud

There are two methods of committing the crime:

(1) Criminals send a large number of fraudulent emails, most of which start with Contents such as winning prizes, consulting, and reconciliation lure users to fill in their financial account number and password in the email.

(2) Criminals set up a fake bank website. When users enter an incorrect URL, they will be introduced to this fake website. Steal users’ bank accounts and passwords.

2. How to prevent online fraud

1. Install anti-virus software on your computer and mobile phone. Regular anti-virus should become a habit;

2. Do not Cheap. Although things online are generally cheaper than those on the market, you should be wary of products with significantly lower prices. Such products are either scams or shoddy goods. You must be vigilant to avoid being deceived.

3. Use safer payment tools. When shopping online, check carefully and don’t bother with it. First, check the seller’s credit worthiness, the quality of the product, and compare shopping. Be sure to use a safer payment method instead of direct bank transfer.

4. Screen carefully and take strict precautions. Pay attention to the domain name. No matter how realistic the cloned web page is, it will still be different from the domain name of the official website. Once you find that the domain name has an extra "suffix" or the "letters" have been tampered with, you must be vigilant. Don't be careless with websites that specifically require bank card numbers and passwords.

5. Never buy illegal products online.

Such as mobile phone monitors, graduation certificates, exam answers, etc. Almost 100% of these so-called "commodities" sold online are scams, and you cannot participate in illegal transactions.

6. When shopping online, choose formal and large-scale e-commerce. Set up a complex payment password and change it regularly. It is best to choose "password + verification code" double verification;

7. Do not trust any information that requires you to pay in advance in various names, and do not take yourself lightly. Lend your bank card to others. Your belongings must be under your control and should not be handed over to others, especially strangers. When something happens, ask more questions why!

8. Improve self-protection awareness, pay attention to properly keeping your private information, such as personal ID number, account number, password, etc., do not disclose it to others, and try to avoid using online electronic devices in Internet cafes and other public places. Business services.

9. When registering an account on the website, only fill in the required fields marked * and try to provide the minimum information;

10. Do not open unfamiliar emails at will, especially with attachments emails or emails claiming to have won a big prize;

11. Try not to "spoil the Internet" and do not connect to unknown WiFi in public places;

12. Now on WeChat There are numerous links for measuring personality, fortune, etc. These links usually ask you to provide basic information such as your name, age, etc., and the background will directly obtain your mobile phone number and other information;

13. Do not upload sensitive personal photos and data to the cloud;

14. Try not to disclose your name, phone number, home address and other information in clear text on the website. For example, you can write about Mr. Pei, but try not to write about Pei Zhiyong. Furthermore, many rental websites now hide a few users’ contact information. This kind of presumptuousness is relatively safe, at least it will not be found by people casually searching;

15. If a user finds that personal information has been leaked and wants to delete the relevant information, except on the original website In addition to requesting deletion, you can also use search engines to check where your information still exists (not necessarily snapshots, it may be other websites). In this way, it is relatively safer.

3. Responses to Internet Scams

1. Do not contact the other party proactively and call the so-called consultation phone number. This will only make you fall for the scam step by step.

2. Don’t rely too much on the Internet. When you encounter someone borrowing money, remember the motto “Don’t decide to pay money late, sleep for the day, and then talk to your relatives.” Leave more time for yourself to think. Verify the relevant situation.

3. Once you discover that the other party may be a scammer, stop the remittance immediately to prevent further losses.

4. Report immediately. You can call the customer service number on the official website, the local police station or 110 to seek verification or report to the relevant departments.