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Xinxiang, Henan Province, explores a new way to integrate old-age resources. Has the common pension been realized?
The point system for providing for the aged explored in Xinxiang, Henan Province can only be said to be a relatively innovative way for providing for the aged, which does not mean that * * * has realized the sharing of providing for the aged. Xinxiang City, Henan Province began to explore a novel pension model many years ago, that is, integral pension. The characteristic of holistic pension is to integrate scattered social resources with the whole as the core and realize the high efficiency of pension mode. Now Xinxiang's overall pension model has been selected into the national pension service innovation project. In addition, in recent years, Xinxiang City has broadened the new old-age radius on the original overall old-age care model, and incorporated more social resources into old-age care services, which has greatly improved social and economic benefits.

Xinxiang's pension model starts from banks, hospitals and supermarkets, and is negotiated one by one. Based on local 1000 pension service centers, exchange more social resources through the integral model. For example, in cooperation with banks, the elderly can get certain pension points for deposits in specific banks, and at the same time, the deposits handled by their children can also get corresponding points and hand them over to their parents for use. After the bank, operators, insurance companies and supermarket convenience stores can earn points by handling business or completing consumption.

At the same time, under the integral mode, volunteers in Xinxiang City have been given more incentives, which has turned volunteer activities into normal services. They can also get a certain degree of points by adjusting contradictions, helping each other and other civilized behaviors, and fully mobilize the enthusiasm of society to participate in the aged care service. It also allows the old people to get more and better social services. At the same time, community and government cadres can also get better incentives and generate more service enthusiasm through the points system.

Moreover, the integral model also launched an online platform. Through Alipay or WeChat, the generated consumption can also earn pension points, which will be automatically credited to your account and can be used at any time. Xinxiang City has also reached an agreement with Ping An and Life Insurance, and the points can be exchanged for nursing insurance and medical insurance, which is also very good for the elderly.