Bai Hua is a consumer credit product launched by Alipay. Users can get an overdraft limit ranging from 500-50000 yuan when they apply for opening. Users can choose to pay with Bai Hua when spending, and enjoy the overdraft experience of spending first and then paying.
The amount of flowers is provided by the system evaluation. It is recommended to maintain good behavior. If the quota policy is met, the system will automatically help increase the quota.
There are several types of promotion quotas:
1, improve the sesame credit score;
You can use Alipay to pay, pay fees, enjoy your bike and even play in ANT FOREST. In addition, perfecting personal information is one of the more effective ways to improve sesame score.
2. Add Alipay friends;
In the process of daily use of Alipay, add more friends with good credit conditions, and friends can add points to your credit; On the other hand, if your friend has a bad record on Alipay platform, and the sesame score is extremely low, it is recommended not to add friends.
3. Taobao is often carried out, and the delivery address should not be changed;
Fixed residence is also a very important point for Alipay to judge a person. If you often help others buy things, you want to brush your own quota and try to keep all the addresses for yourself.
In this way, Alipay will give you a much higher evaluation. In addition, use Alipay to buy air tickets, plane tickets and book hotels. It will make Alipay look at you with new eyes and increase your quota.
4. Participate in various activities of Alipay;
For example, Alipay planting trees, donating steps and being keen on public welfare are also one of a person's high-quality performances. A little convenience may make Alipay look at you differently.
Extended data
I. Product introduction
Flower Garden is a scene-based credit consumption tool in the Internet era. When users spend, they can use the flower garden quota to enjoy the shopping experience of "spending first, then paying".
Product features:
1. Purchase in the current month and repay next month (except for some specific categories such as taobao travel, recharge and movie tickets, Taobao Tmall will repay next month after confirming receipt, and repay next month after placing an order for payment in other platforms).
2. Free use of the consumption quota for shopping (if the flower buds are purchased by stages, the buyer will bear the specified fee according to the rate set by the merchant).
3, convenient repayment, support Alipay automatic repayment.
Second, repayment is related.
1, billing date: this date is the billing date of Bai Hua. The billing date of the current month's bill (summarizing consumption details and expense details) issued by 1 every month is fixed and cannot be modified temporarily.
2、? Repayment date: this date is the final repayment time agreed by Bai Hua in the agreement. If repayment is made after this date, a certain overdue fee will be charged and a negative record of overdue will be generated.
3. The bookkeeping date in Bai Hua is 1 every month, and the repayment date is 8, 9 or 10 every month. Please follow the instructions on the page.
References:
Alipay service hall-what is a flower bud?