Don't want to run away just because you have a family, don't try your luck to gamble, and don't borrow usury to pay back the money. In fact, you can go to a regular bank for a loan. Because of the special period, you should work harder and do two more jobs. Although this method is a bit stupid, it may take more than ten years, but it must be responsible. If you run away and hide in Tibet alone, your family will be worried. Their position is because you are laughed at by others. Why not face it together?