Guangdong Provincial Procuratorate 20 17 65438+ 10 18 informed that the People's Procuratorate of Huicheng District of Huizhou City filed a public prosecution with Huicheng District People's Court on suspicion of illegally absorbing public deposits. Criminal suspects are using the P2P investment platform of "Golden Cicada Online" in peer-to-peer lending to absorb funds from unspecified public. Details are as follows:

Lin Mouyuan runs a P2P investment platform called "Jinchan Online" in peer-to-peer lending. From 20 14 1 1, he issued a large number of loan tenders to the unspecified public in the name of automobile mortgage, promising15&; -18% annual rate of return attracts investors to invest in the loan target issued by the platform.

Investors register a virtual account on the "Jinchan Online" platform, and online recharge the funds to the account of Jinchan Online Platform through a third-party payment platform. In less than 9 months, Lin Mouyuan illegally raised more than 6 1 10,000 yuan through the P2P platform.

From August, 2065438 to August, 2005, Ma, the boss of Huizhou A, B and C Investment Management Co., Ltd., purchased the "Gold Online" platform from Lin Mouyuan, and used it in the name of automobile mortgage business to continue to absorb funds from unspecified public. In just three months, Ma illegally raised 5 1 10,000 yuan through the P2P platform it acquired.

From 20 15,110/0, investors found that the funds invested in the "golden toad online" platform could not be withdrawn, and the "golden toad online" platform was closed in May 20 16, so they reported the case to the public security organ. After investigation, the public security organs arrested Ma Mou, Jiang Mou and Lin Mouyuan successively, and transferred them to Huicheng District Procuratorate for review and prosecution on 20161June 10.

Huicheng District Procuratorate believes that the defendants Ma, Jiang and Lin used P2P peer-to-peer lending platform to illegally absorb funds from unspecified public, which violated the relevant provisions of China's criminal law and was suspected of illegally absorbing public deposits.

Extended data:

Be cautious about wealth management investment products with high returns;

In recent years, with the rise of Internet finance, the illegal fund-raising behavior of using Internet P2P platform to engage in peer-to-peer lending has also intensified. P2P illegal fund-raising by peer-to-peer lending has seriously damaged people's property security, disrupted the national financial order, endangered social harmony and stability, and caused great harm to society.

At the same time, such cases are often characterized by a large number of people involved, a large amount of money involved, concealment and deception of criminal means, and it is difficult for public security organs to investigate and deal with them.

To this end, prosecutors reminded the general public that when investing in Internet finance through P2P platforms, they must be cautious and not be fooled by high returns. Claiming that the return on investment income is obviously too high is bound to have great risks, and not coveting obviously unreasonable interests is the most fundamental way to prevent being cheated.

As an individual investor, we must verify the relevant information, especially those high-yield loan targets, and fully understand them to avoid unnecessary losses.

References:

People's Network-Beware of P2P network platform loan investment trap