Routines in Routines
Routines in Routines, in the era of mobile Internet, almost all of us have suffered similar harassment to some extent, and some people have accidentally fallen into the trap and suffered heavy losses. I hope that there will be less and less online fraud, and everyone's awareness of prevention will be higher and higher. Let's take a look at the routines in the routine. Routine 1
TOP1: loan fraud
typical case
On July 22nd, Chen received a phone call, and the other party said that he could get a loan and ask him to add QQ. After adding the QQ of the other party, Chen received a loan contract from the other party. The other party asked him to pay 2111 yuan, and said that it would be refunded within 24 hours. Chen transferred the other party 2111 yuan through WeChat. Later, the other party asked Chen to remit money under other names, and Chen realized that he was cheated.
The police reminded
that it is the only correct choice to apply for a loan from a regular lending institution. Don't trust all kinds of loan advertisements such as telephone, SMS, QQ and WeChat.
TOP2: impersonating customer service fraud
Typical case
On June 27th, Zhang Moumou received a phone call claiming to be customer service in Mushroom Street. The other party claimed that a piece of clothing dye purchased by Zhang Moumou was required to be returned. Zhang Moumou added the WeChat provided by the other party as required, scanned the QR code sent by the other party, and entered the "activation code" 7699.88 provided by the other party.
Subsequently, Zhang Moumou's mobile phone received a charge deduction message of 7699.88 yuan. The other party indicated that the money would be returned immediately and asked Zhang Moumou to continue to enter the "activation code". Zhang Moumou scanned the QR code provided by the other party again and entered the "activation code" 1188.66 provided by the other party. Subsequently, Zhang Moumou's mobile phone received a charge deduction message again, amounting to 1188.66 yuan. After Zhang Moumou asked the other party to return the money, he found that WeChat had been deleted by the other party.
The police reminded
If you receive a phone call or text message from online customer service, you should be cautious when it comes to providing personal information and bank cards. Don't easily click on the link sent by the other party or dial the phone number provided by it, and don't follow the instructions of the other party to operate the bank card.
TOP3: Brush Fraud
Typical Case
On May 9, Yu saw a brush message in a WeChat brush group, believed it, contacted the other party through WeChat, and bought a JD.COM E card with a face value of 511 yuan through JD.COM as requested by the other party, and sent the obtained JD.COM E card number and password screenshot to the other party. After Yu asked the other party to cash back, he didn't get a response from the other party and found that he was cheated.
The police reminded
It is illegal to brush the bill itself, and it is difficult to protect one's rights and interests after being cheated. Choosing a part-time job should be found through regular websites and channels, and the job-seeking unit should be verified in many ways, and personal information should not be disclosed casually.
TOP4: shopping fraud
The number of such cases accounted for 9.84%, up 2.27% year-on-year, and the total loss increased 23.46% year-on-year. The age group of 21-31 years old (youth) is the most deceived, accounting for 49.55%. 61% of the deceived people are women.
Typical case
On August 3rd, Huang contacted the "seller" on WeChat, and the "seller" said that he could provide cheap mobile phones. Huang transferred 1211 yuan in cash to the other party, and the other party then disappeared.
The police reminded
When buying goods online, don't scan the QR code sent by strangers at will, and don't disclose any information about yourself easily.
TOP5: a typical case of impersonating relatives and friends
On February 3rd, Yu saw the QQ message sent by his "daughter" and said that he needed to enroll in several courses. Yu believed it and remitted 29,211 yuan to the bank account provided by his "daughter" twice. The "daughter" also said that she had to apply for several courses. Yu found that it was wrong and contacted her daughter by phone, only to know that she was deceived.
The police reminded
Parents must carefully screen when receiving SMS or QQ. No matter who they claim to be their children, or the identity of the school or the class teacher, as long as they are involved in transferring money and asking for bank card information, they may be frauds, so they must be verified and confirmed by phone. Routine 2
1. Brush the bill
First of all, the business of brushing the bill exists. Many online stores and offline stores like Taobao do find people to brush their bills. However, in general, the brush list is a small amount of goods to brush back and forth. After all, there is no need to use tens of thousands of things for the same praise. A computer and a mobile phone case have little difference in the effect of merchants' brushing. Regular supermarkets and home appliance flagship stores also have the possibility to find someone to complete the store indicators, but generally speaking, they will not find strangers online. After all, once this matter is reported as illegal, it basically does not exist. Stores look for people who don't want to do it online to help complete the task.
2. Investment and financing, loans
The scope of investment and financing is very wide, and the products are also advancing with the times, but the model is basically unchanged. Generally speaking, you will be dragged into a group through a stranger, and then a group of people will share their experiences and experiences in stocks there every day. Some will even open a live broadcast room on the pheasant platform, arrange a special class, and there will be audience interaction below. But no matter how realistic the performance is, the products and software they finally recommend to you are not formal and regulated financial management projects.
The software is made by someone, the ups and downs are artificially controlled, and the audience and lecturers are paid. With the increasing awareness of virtual currency, scammers also reach out to virtual currency. However, the virtual coins they recommend are all pheasants among pheasants, and you can't find them at all on the regular virtual currency trading website. Speculation is not recommended, but if it is really itchy, you must trade on a regular platform, and don't blindly save fees and false high returns.
In fact, online loans are also very interesting. From my own point of view, I will lend you tens of thousands or hundreds of thousands without checking credit, mortgage or even sesame seeds. This, this, this, is not for nothing. Of course, in retrospect, the overall model is nothing more than cajoling you into getting a loan through various channels. When you see that tens of thousands of lines on the webpage and app are ready to be withdrawn, you find that they are frozen, and then you can overcome the problem of transferring money to a bank card controlled by a liar for various reasons, and then disappear. This kind of online fraud is still very patterned and does not change very quickly.
3. Kill the pig plate
Kill the pig plate is generally based on love and making friends. After establishing a certain emotional foundation, I began to borrow money from you for various reasons. There is usually investment, family illness and so on. Especially those who have published their personal information and contact information on Lily and jiayuan, they should be carefully screened. I saw an old aunt about 61 years old who claimed to have met an overseas Chinese online, and some of her personal belongings were detained by the customs and needed security money.
How to persuade my aunt not to listen? Insist that this overseas Chinese who is humorous on the Internet is her own sunset glow, and she will definitely not be a liar. At this time, I personally have a very inappropriate idea. Recognize yourself and think carefully about whether such a good thing will fall on you. Many people will check the people nearby on Momo, SOUL, and when they see people nearby, they can't run around the temple without holding them. However, now liars are all simulators, and their voices can be changed into voice changers. You never know what a rough man or a stingy old lady you are in love with. Routine 3
A new routine of telecom fraud
1 Mr. Deng, who pretends to be a leader and is familiar with human fraud
who works in De 'an County, recently received an application from a friend who claimed to be the secretary of his township party committee. The "secretary" said that because of entertainment, he asked Mr. Deng to transfer 51,111 yuan to help him turn around. Mr. Deng did not doubt that he had him, and transferred 51,111 yuan to the "secretary" twice by bank card transfer. After receiving the money, the other party continued to let Mr. Deng transfer the money on the grounds that the money was not enough. Mr. Deng was suspicious, so he contacted the township to verify that he was cheated and immediately called the police.
how?
if QQ and QQ are added in the name of the leader, the identity of the other party should be verified first; When it comes to transfer and remittance, don't be credulous. Be sure to confirm with yourself. At the same time, pay attention to protecting personal and unit information. In case of fraud, be sure to keep chat records, transfer records, etc., and call the police at the first time.
2 "pig killing plate" fraud
At the beginning of this year, the De 'an Public Security Bureau received a report from Pan that he had been defrauded by more than 4 million yuan through the Internet. It is understood that on October 22, 2119, when Pan was playing mobile phone at home, he added a QQ friend through a part-time group, and then the other party asked Pan to use a software called "Chatting Friends".
The other party asked Pan to follow the guidance of the tutor in the software and make a profit by betting on the running water. Pan believed that he began to bet after registering and recharging in the software, but the betting results were basically lost every time. Under the deception of the other party, Panmou successively recharged the bank account provided by the other party with * * * 4.12 million yuan. After that, Panmou found that his account was frozen and could not log in, so he called the police.
how?
If you add friends through social networking software and teach you how to make money through online investment and gambling, you must be vigilant. If you have any questions, you should call 96111 for consultation. If you encounter fraud, you should report it to the public security organ as soon as possible.
3. Pretending to be an e-commerce logistics customer service fraud
In May this year, Wang, a citizen of Jiujiang, received a phone call. The other party claimed to be the customer service staff of XX flagship store. Recently, many customers reported that the underwear sold in this store had quality problems, and the factory demanded that all the goods be recycled. The manufacturer would refund the money for the purchase of the goods and promised to compensate all the related medical expenses within 4 months from the date of refund, so that Wang could check whether he had received a refund in his Alipay.
Wang hung up the phone to check his Alipay and didn't receive the relevant refund, so he didn't fully trust the other party. Later, after checking his online shopping records, Wang found that he did buy the underwear of this store, and after wearing it, he had a rash on his body, so he believed what the other party said and immediately called the customer service staff.
The other party said that the Market Supervision Administration has been involved in the investigation, and Wang now needs to do what he said. Immediately, Wang was given the QQ number of the customer service of the finance department. According to the request of the other party, Wang applied for a loan of 41,111 yuan through the loan in Alipay, and then borrowed 11,111 yuan through other lending platforms and transferred it to the other party, but the other party said that he did not receive the money. And asked Wang to transfer 51,111 yuan again, Wang found out that he was cheated.
how?
customer service generally does not ask for a refund voluntarily; The return process of all e-commerce platforms should be completed on this e-commerce platform. When you receive a refund or claim call from an online shop or express customer service, you should first call the official customer service to verify and confirm. Don't randomly link and scan the QR code, and don't enter your information in a strange website. If you are not sure about money transactions, you should discuss with your family or ask the relevant departments to avoid falling into a scam.
4. Pretending to be a "public security inspection law" for fraud
In April this year, Li, a citizen of Jiujiang, received a phone call claiming to be a "police officer" in a branch of Jiujiang, in which the "police officer" reported Li's personal information and told him that he was involved in a fraud case. Subsequently, the "police officer" transferred the call to the Changsha Municipal Public Security Bureau. When Li expressed doubts, the other party added QQ and sent a police officer's card, and Li dispelled his concerns. Li sent screenshots of the balance on all payment accounts to the other party according to the requirements of the other party. After that, Li summarized all the amounts into one card and told the "police officer" the bank card account number and the received verification code so that the "police officer" could freeze the account number. According to the other party's prompt, a few days later, Li found that more than 231,111 yuan in the card was transferred away, only to realize that he was cheated and immediately called the police.
how?
Public security organs will not handle cases by telephone, and only in a few cases, such as case return visit, telephone stop and persuasion, will public security organs use telephone. Public security organs do not set up "safe accounts", let alone let people transfer money to safe accounts. The public security organs will not inform the parties to transfer funds by telephone or online for fund review, and will not show the relevant legal documents and personal work certificates such as "arrest warrant" to the parties through QQ, website, etc.
Don't believe this phone call. Stay calm and don't be intimidated by swindlers. When someone who claims to be an office worker calls you to tell you that you are suspected of some kind of crime and asks you to transfer your deposit to a so-called "safe account" for verification and preservation of funds, it is a fraud. Don't be fooled.
5 swipe rebate fraud
In February this year, Ms. Zhang, a citizen of duchang county, saw a chat platform called "Butterfly Cloud" when she swiped the Tik Tok at home, with an introduction to the swipe business, and then she downloaded the APP and began to take orders after entering. After the first few orders were successful, the other party began to introduce her to a larger amount, and the amount increased, and the other party asked Ms. Zhang to remit money for various reasons. By the time Ms. Zhang realized that she had been cheated, she had lost 45,745 yuan.
how?
first of all, it is illegal to brush a bill. There is no good thing of low investment and high return, please find a part-time job through formal channels. Don't easily or scan web links and QR codes sent by strangers. Once you find that you have been cheated, please call the police as soon as possible!