Reread the book "The more money you save, the luckier you get" and comb it out with the mind map of the new society.

1. Personality traits

The personality traits that you want to be rich and lucky should be: an open mind, a willingness to accept new things, a pair of eyes that are good at observing and discovering, and an active action to seek change and adapt to development. With these three characteristics, you can achieve good results anywhere.

The hostess is poor and penniless. When she is unemployed, lovelorn, and only has 811 yuan money on her, and the rent is about to expire, she can still listen to suggestions to buy funds and vote for 811 yuan every month. This is not an impulse, but an acceptance of life's evil feelings, even a hug, which is the pride after death and the most precious spiritual strength for the hostess to realize a rich life when she has nothing.

In the face of an unsustainable life, the hostess did not give up on herself, let alone complain about others, but actively responded: first, she reduced her daily necessities to the minimum, and then tried to open up new sources. It was not brute force but careful observation. With wisdom and communication skills, I got the opportunity to clean the floor free of rent, get a reward for occupying a stall, and distribute leaflets to get a salary. These are hard and humiliating things that ordinary people don't want to do. But it is in these small places that the hostess found the opportunity, and even when she has accumulated a lot of wealth in the back, she is still willing to work for free in her favorite school. This is a manifestation that the hostess is not afraid of hardship and dares to choose.

After repeatedly hitting a wall in job hunting, the hostess realized that it was difficult for her to gain a foothold in this city because of her low education and ability. Instead of complaining about the society and her parents, she made positive changes. In the case of extremely poor living conditions, I still invest a lot of money to buy books, take exams and invest in my own growth, not to find ways to make quick money, but to cultivate my ability to earn long-term income in the future.

second, the way to get rich

every change of the hostess can be described as a milestone growth.

1. Save every penny

The hostess has the concept of "money seeds" from the beginning, and she has accumulated all her income. Even if her income increases later, she will strictly control her living expenses. While working as a bank manager for three years, she only saved 8,111 yuan, but the hostess saved 31,111 yuan.

2. Start the financial management mode

Following the advice of the bank manager, I bought 31,111 yuan of stocks and increased the amount of fixed investment. Although the asset allocation is all high-risk categories, high-risk investment is very suitable for single young people. Although I don't quite approve of investing in stocks when I don't understand the market, it also shows the advantages of the female owner who actively embraces new things instead of clinging to the remnants. After encountering a bull market, funds and stocks brought her the first bucket of gold. The most important thing is that when investors have been frantically expecting the market to break through 11,111, she can accept it as soon as possible, leave in time, and settle down, which is really admirable.

3. Form a tutor alliance

She bought all the real estate with the first bucket of gold from the stock market, and bought four small apartment houses with four sets of mortgage loans to buy another one. This kind of boldness is really worth learning, and we can also see that the hostess is a person who is very willing to learn and dare to take risks. If she doesn't know about real estate, she must have done a lot of homework in the early stage, and she is brave and not blind.

In the process of chatting with tenants, I found the opportunity of tutor market, and reached an agreement with tenants immediately, and established tutor alliance. The hostess's actions in the preparatory process are very well organized, and every link can see that she has her financial quotient. However, this financial quotient is not a genetic skill, because the hostess was born in the deep mountains, and her ancestors and villagers lived on cultivated land, so her financial quotient was acquired. The most likely explanation is that the hostess is very good at observing life, and she can apply what she has seen and learned to herself, showing her extraordinary learning ability.

Fourth, the school applied for a job

When the tutor alliance was in full swing, the hostess chose to quit and only got a fixed share. Here, it mainly shows another very valuable quality: loyalty to the heart. Making money is a means, through which you gain the confidence to make a choice, know what you want and pursue it bravely.

In the process of applying for a job, after careful preparation, skillful meeting with the principal, good communication and free work, the hostess finally stayed in school for internship. It is difficult for outsiders to understand the matter of working for free, but the hostess knows the importance of entering the organization first. Isn't this what job-seeking experts have taught us that we should first enter the industry to hone our ability, learn quickly, and then try to stay in work? The hostess worked in the school for free, always paid attention to her own purpose, and made use of various opportunities to study, which left a deep impression on the principal and successfully stayed in school to realize her career ideal.

After staying in school, it has become the link between the school and the tutor alliance: it has expanded the business of the tutor alliance, brought high-quality resources to the school students, created sustainable income for themselves, and achieved a win-win situation.

five, the apartment is exchanged for four floors

the hostess always pays attention to the trend of the property market, and when the house price starts to rise, she replaces all five apartments with an abandoned building with four floors of staff quarters. The negotiation with the intermediary is very exciting. The hostess redecorated the fourth floor into more than 21 rooms, which were rented out by the tutor alliance, and the shops on the first floor were rented out to chain brands themselves to ensure a long lease period and stable tenants.

This replacement is very generous. Apart from the income from the sale of five apartments, part of it is the money accumulated by the hostess who still maintains a very low living standard. Therefore, spending can still be strictly controlled when the economic situation improves, which is definitely an important guarantee for the hostess to complete a gorgeous turn at a critical moment.

The boldness shown by the hostess in various milestones is really admirable. Apart from establishing a number of continuous cash flows, it is also because the hostess has a heart unwilling to the status quo. The magic weapon to complete the turn is definitely that the hostess is good at learning and bravely embracing change. This is not luck, but the result of being good at observing, accumulating and using at ordinary times.

after being replaced by a four-story apartment community, the hostess made a very wise decision, entrusting the four-story building to the property management of the surrounding high-end community, and the property fee was shared by the tenants, thus avoiding her worries and becoming a real chartered woman.

III. About Love

The novel gives relatively little thought to the love of the female host, but it highlights the female host's love view: First, the husband and wife should rely on each other, grow up with each other, support each other and not interfere with each other; Second, always trust, encourage and support each other. The other half of the hostess is the lobby manager who recommended her to buy the fund at the beginning. The man is attracted by the independent, forbearing, studious and optimistic quality of the hostess, and is deeply influenced to reshape his view of money and make a new plan for his life. The mode of getting along with each other is more about growth than love. And this kind of marriage mode of dependence, appreciation and support on each other, isn't it worth learning? We always talk about "home and everything", in fact, it should be said that the source of happiness is the growth of husband and wife.

Fourth, starting a business in Camellia Village

This part is very long, telling the process that the male owner remolded his outlook on money, career and world view under the subtle influence of the female owner, and embarked on the road of starting a business. The whole process of starting a business is admirable, full of ingenuity, details and long-term. It also involves a lot of marketing knowledge. Everything you do shows the growth of the man, and you also see many excellent qualities in the man: enterprising, enterprising, responsible, and good at sharing benefits. These growth and changes of the man show the importance of an excellent woman in the family from the side.

The whole process of the hero and heroine getting rich is frightening and even more gratifying. With their step-by-step success, we can see their step-by-step growth. We are deeply impressed by their willingness to endure hardships, be good at opening up sources, be able to learn, be frugal, have courage and confidence.

I have extracted a few words from this novel, which are deeply touched and shared with readers:

Nothing is difficult for people who work hard, but they are even more afraid of it.

Any unsustainable income is not worth showing off.

Saving money means saving one's confidence.

The more you study, the more fearful you are, the more diligent you are. Diligence will eventually bring good luck.

Do it when you think about it, and do it when you think about it.

It's easy to be frugal and difficult to be frugal. Control living expenses, plan life reasonably, and spend money on the cutting edge. The book Millionaire Next Door tells me that the life of a truly rich person is not extravagant, but simple and simple, and should invest more in his own growth on the basis of ensuring a balanced diet and nutrition.

second, store the income. No matter how much you earn but don't control your spending, wealth just flows through your pocket. Only by storing your income can you play the role of capital, and you don't panic when you have food in your hand. With assets as a guarantee, you can be more firm and calm when you make decisions, and it is precisely because you have money in your hand that you can help your wishes come true.

third, the wisdom behind accumulating capital. Saving money is not to be a miser, but to use the change of capital from quantity to quality to realize oneself to the greatest extent. This process not only has a certain degree of accumulation, but also needs to master the wisdom of money, which is exactly what we need to learn and improve constantly. Therefore, lifelong continuous learning is the basis and guarantee for realizing a better life.