It can be said that online micro-loans are not all unreliable, but in the end, we still have to sign the contract face to face, distinguish between true and false, and have anti-fraud skills. The general process is to submit an application through the website-the staff examines the telephone number of the lender to verify with the loan applicant-through examination-find the bank cooperation institution in the area where the loan applicant is located-the bank institution contacts the lender by telephone-and finally sign the loan, which is not the case, and finally return to your local loan.

Formal lending institutions will not charge any handling fees or deposits before customers have successfully obtained loans, so everyone must pay attention to screening.