There is a good joke: if you want to lose a friend, lend him money. Feelings are too easy to destroy in front of money.

Once a friend lent money to a classmate, but the money didn't come back at last, and the other party blacked it out. He can only send screenshots of the chat to his circle of friends. There are many such things.

Such a group of chat records circulated in Weibo vividly explained that "it is the uncle who owes money and the grandson who borrows money".

Obviously, the borrower should humbly ask for repayment. Putting the cart before the horse, people who owe money are on the high side, and they are kidnapped by emotions if they don't agree.

Most people who borrow money and default on their debts have personality problems. They are not worthy of making friends and should not associate with each other again.

Many times, money is a test of man and machine, which can help you identify your true temperament and help you find out false feelings.

I don't know if you have had such an experience:

As soon as the news that you are going abroad comes out, many friends will come to you with lists to buy human flesh. It's ok to pay in advance, it's free, zero is eliminated, and things are brought back intact. If you stumble a little, you have to pick your nose and pick and choose.

You have saved a sum of money and are going out to see the outside world. Children from relatives come to cry that life is hard and they can't afford to get married. How much help is there for relatives' sake? You sacrificed your travel plan, paid for it yourself, and watched their family buy a house and a car, but then I saw you running away and never mentioned paying back the money.

These scenes are usually accompanied by a specific tone:

"You have made a lot of money recently. You will not refuse to lend me some money, will you? "

"Dude, I want to buy a mobile phone recently, and I need 3000 yuan. Please lend it to me. "

"I borrowed money from you recently because I was really worried. You can borrow some. "

"IOUs? What's the relationship between us? Are you afraid I won't pay it back? "

"I'm a little short of money recently. I'll pay you back when I have money. "

"Urging every day, is it necessary? In the eyes of money. "

Usually, the borrower remembers and the borrower has long forgotten. Those who lend money to others are embarrassed to ask for it. Every time we meet, we feel uneasy and embarrassed, but the borrower is extremely calm.

"It is an obligation to help you, not to help." This is an abused sentence. However, in real life, those who should receive money are wary of Nuo Nuo, while those who should pay back money are arrogant.

Borrowing money to see character is not just talk.

Lending money to a friend is probably because you have no money and no friends, but you have raised an enemy from your pocket.

Borrowing money requires courage and thinking.

Borrow money to see character.

To "watch people cook".

Family members depend on their intimacy. Don't borrow money from friends if you have to. Finally, no, no.

Stranger people need to make some considerations when borrowing money. No one's money is picked up for nothing, and they can't pay it back after borrowing it. Debt collectors have become unreasonable people. It is not worth the loss to beat Shui Piao without paying the money.

In order to avoid disputes, financial ability, personal integrity and having a job should be considered before borrowing money.

Liu Xin, a scholar, once conducted a sample survey, and the results showed that only 24.2% of "the other party paid back the money after borrowing money", and less than a quarter of them paid it back in full on time. And no matter how good the relationship is, if you don't pay back the money, your relationship will not return to the past.

In the sample, the investigation on the influence of the relationship after the loan is not repaid shows that the proportion of "seemingly good, but no longer trusting each other" is as high as 80%, and even 7.2% people choose to completely sever the relationship and contact.

Borrowing money tests character, and paying back money tests character even more. Unreasonable demands will only make people stay away from it.

When it comes to borrowing money, people who are "rich" are not necessarily "heartless". Among low-income people, 60.3% are willing to lend money to others, but when the income of creditors increases, the proportion of people willing to lend money to others rises to 76.2%.

Borrowing money to see character, talking about money hurts feelings. If you are in a hurry, don't save the poor, think twice before you act, and avoid disputes. It is best to pay attention from the beginning.

There is a date for lending money, but there is no date for returning it.

Sometimes, the day when the money is paid back is the time when the person who owes money and the person who borrows money break up.

A friend shared such a story:

I once lent a relative 5000 yuan and promised to pay it back in two months. But two months later, my relatives didn't mention anything. He thought to himself, a relative, 5000 yuan, is also embarrassed to chase.

Later, my relatives bought a house and needed money badly. I asked him to borrow it, this time it was 70 thousand. He wanted to refuse, but the other party relented. Finally, he promised to pay back the money for half a year, and he barely lent it out with an iou.

Who knows, after half a year, relatives don't care about paying back the money at all. He called and called at home, but it was useless to say and hint.

Readers spit: "Key relatives are stronger than themselves. He has a house, a car and a wife, and his wife's bags are LV. "

He found it ironic at that moment. Because my girlfriend is still around, I work hard for the wedding room, and even I am reluctant to buy beautiful clothes to save money.

There is really no way. This reader wants his parents to help him get his money back, thinking that the old man's face should at least be given. As a result, relatives turned their faces on the spot and said, "Isn't it 70,000 yuan? I also called the old man to remind him. "

"You and your girlfriend are working in a big company, why are you still so stingy? Isn't this 70 thousand yuan your three-month salary? Really stingy. "

At the moment I owed money, I felt emboldened and accused me of being stingy in borrowing money.

Finally, relatives paid back the money, but after paying back the money, readers and relatives had no contact at all.

Talk about money hurt feelings

Someone asked Liang Hongda online: Will you lend money to others? What should I do if the money my friend owes me is often not collected?

Lao Liang replied, "I'll tell you a solution." If this person borrows money from you, you make an evaluation. He didn't borrow from me, but asked me for it. Can I give it to him at this time?

If he asks you for money, you can give it to him and then you lend it to him; If not, then don't borrow it. Originally, this man was your friend, and he borrowed it and didn't pay you back. You want two people to have another conflict. You can't get the money back, and your friends are lost. Why bother? "

Borrowing money between friends means spending friendship as interest.

China has always been a human society, and too many people are overexploiting human resources. However, the social credit system is not in place, and the untrustworthy only needs to bear moral hazard and has no legal burden. Therefore, the cost of interpersonal communication makes us more and more overwhelmed.

The so-called good human nature and evil human nature are essentially self-management and restraint. We believe in human nature, but we cannot rely on it. Especially in the matter of borrowing money, considering feelings is the biggest risk.

Whether you borrow or be borrowed is a burden, but you must understand that borrowing money from you must cherish your friendship, not lending it to you, nor arrogance and prejudice. Maybe the other person is also in poverty.

So, don't talk to me about feelings and morality, it will hurt money.