Satisfied answer Baobao 10 Level 20 10-07-08 Now UnionPay cards (savings cards) are generally multi-currency. Except for some small banks, there is no foreign currency business. Multi-currency families do not charge special fees. You need to go to the designated window to deposit and withdraw foreign currency. Generally, only accounts with the same name (accounts under the same person's name) are supported for transfer. Or you need to use remittance when you need to exchange foreign currency. Follow-up: For example, some foreign currencies on the Internet earn a certain amount of money and want to ask him for payment. What card should I choose and how to handle it? Answer: In that case, you'd better handle the savings cards of the four major state-owned banks. In addition, it is best to deposit the corresponding foreign currency on that card to open an account. The cards of the four major state-owned banks are all multi-currency. There is no problem with the inflow of foreign remittances. I feel that ICBC's E-Times card is easier to use now. You can handle it. The procedures are the same as ordinary savings cards. Bank of China is also an option to deposit foreign currency. As for other banks, you may not be able to open a foreign currency account. Follow-up: Can ordinary bank cards support dual currency, that is, can one card support both RMB and USD? If yes, is the process of handling such a card the same as that of deducting fees? Apart from the deduction fee at the time of handling, how much is the deduction fee for each fixed time, such as interest, and how to deduct other miscellaneous fees? Can you be specific? Thank you. When you started, it was a single currency, RMB. But you can deposit a fixed amount of foreign currency, so that the foreign currency account will be opened. It makes no difference whether you have a foreign currency account or not. There is no extra charge. There is no small opening fee for foreign currency accounts. Follow-up: In other words, an ordinary ICBC card can actually support dual currency at first, and it can be activated by depositing foreign currency, right? If I apply for an ordinary ICBC bank card and don't deposit foreign currency, oh, let me explain first, I want to earn some dollars online. On the premise that I don't deposit foreign currency, can I ask the other party to deposit US dollars in my account? Besides, I make money online. You know, Internet cafes generally have an Internet cafe management system, which sets many restrictions and restores the wizard. As long as you restart, everything will be restored. Can I apply for online banking and use it in Internet cafes? I seem to have heard that when some online banks are used in internet cafes, it seems that they can't be downloaded and the controls of that bank can't be used. If I choose something called dynamic password for online banking, can you not download the control of online banking? I really feel a little embarrassed to bother you. Answer: Yes, ICBC debit cards support multiple currencies, and RMB credit cards cannot have foreign currency accounts. If you remit foreign currency from abroad, you can open a foreign currency account. But it is best to activate a foreign currency account first. Online banking needs to install plug-ins. After installing the plug-in, you really need to restart. After restarting the system, the plug-in is really gone. In this way, it is impossible to use online banking for payment and transfer. However, the card's online banking inquiry, foreign exchange trading and other services are not restricted. If you don't need to pay or transfer money, you can use it in Internet cafes. However, it is still quite unsafe for internet cafes to use online banking. These plug-ins can be deleted when these systems are restored. However, it is also possible that some experts implanted Trojans to steal accounts.