First of all, I am not a water army with money, nor a professional analyst. I'm just an Internet earner who has been engaged in the Internet industry for many years, and I'm also a partner in shopping in jiayue. For partners who have the same experience, we all know that buying and selling goods in jiayue is a game with bookmakers. Even if I lose, it's no big deal. I'm used to it, but those Xiaobai and those who are new to Internet projects don't know this scam, so the following mainly focuses on Xiaobai from two aspects: computer common sense and laws and regulations.

First, let's start with the announcement of 1.28.

Read the first paragraph first. A few years ago, there were many so-called third-party payments, and the application threshold was very low. Online application has been approved. Even Alipay's API interface is flooded with gambling sites. In recent years, financial supervision has become more and more strict. Applying for a formal third-party payment interface requires some qualifications, but it is only an API call code, which means that the payment and settlement function can be realized by embedding the call in the original APP code. Third-party companies also have 7*24 hours of technical support, so the maintenance of programmers in jiayue Technical Department is basically pediatrics. Well-known enterprises like Shande Payment will not have a system failure that will collapse in two or three days. Imagine that if Alipay's API payment interface can't be used for two days, how many SMEs will suffer heavy losses. From common sense, the first paragraph is an excuse to pass it on to a third party and fool new users.

Look at the first one: "From the announcement, stop shopping and withdraw cash. Users who have initiated cash withdrawal can arrive on time after the payment system is improved. " The phrase "stop shopping" is used by brainwashed operators to maintain stability. "Since the road, why not accept the user's money? "How ignorant and ridiculous, you announced that there was something wrong with the third party, so of course you can't shop here in cash. On the contrary, the balance in the APP cannot be used without calling the third-party payment code at all. This is because new money can't get in and old money can't be used. Let's look at the suspension of cash withdrawal. Assuming that there is a real problem with the third-party system and it is impossible to pay the settlement, I believe it is nothing more than adding a few more employees to the financial department. Which regular mall will not handle users' funds because of a payment tool? This should also talk about the profit model of Jiayue Purchase promoted by some operators before. Jiayuegou can take 8/ 100 handling fee of the user's consignment process, advertising income, and the slight price difference between Jiayuegou and fake A goods supply chain, etc. In short, Jiayue Purchase is profitable and healthy, and then assuming that the third party has not settled Jiayue Purchase, Jiayue Purchase's cash flow for one day is broken before it is in place, which is unprofitable.