Guo Shuqing made it clear at the Lujiazui Financial Forum on 20 18: In the process of cracking down on illegal fund-raising, efforts should be made to make people realize that high returns mean high risks through various means. If the rate of return exceeds 6%, it is necessary to put a question mark; More than 8% is dangerous; If it exceeds 10%, it is ready to lose all the principal. The yield of various P2P products you bought on various informal platforms has already exceeded 10%. Can this be considered financial management? This is speculation, so there is the possibility of a total loss of principal, and you should have made this preparation long ago.
Moreover, there are not two cases of platform thunder running. There are at least several thousand cases in the whole country, and there are at least dozens of cases with great influence. I can't believe you haven't heard of it. After hearing and reading relevant cases, you are still obsessed with investing in so-called high-yield financial management. Who can blame?
How? Investors in online lending platforms often involve all parts of the country, so it is difficult to set up creditor's rights committees, and it is even more difficult to jointly handle cases. Moreover, most of the funds invested have also been squandered by the platform, so very little can be recovered in the end. Even if it is recovered, it is only a small part of the funds, and there is no need to expect too much, otherwise the greater the expectation, the greater the corresponding disappointment.
First, collect and sort out all relevant receipts, transfer records, contracts and related chat records for purchasing this product, and then contact relevant service personnel to take screenshots and collect evidence as much as possible. Then report it. Investment is risky, so be careful. For friends who lack investment experience, it is recommended to go to the bank to buy low-grade wealth management products directly sold by the bank, and not to buy funds and other products. You can't operate, you don't understand analysis, and even the best products are easy to cause losses!
As a professional investor, I never recommend my relatives and friends to make high-yield investments. Safety is always the most important! Why do I recommend them to make safe and low-yield investments when I can help them make more money? Because in the face of breaking the interests of cognition, the greed of human nature will be greatly amplified. How many people who were originally conservative, because of contact with P2P, began to be obsessed with high returns, and even made products such as blockchain and digital currency that they didn't know at all or even what they were. For most ordinary people! Safety and stability are the most important! If you want to make money, do your job first! If you want to get rich, the best investment is to invest in yourself! ! ! !
Because in China, the investment environment is too bad, and all kinds of scams that are naive in my eyes are really traps that many people can't distinguish! Therefore, although banks are stingy, their financial management is still the best investment product for the public. High-return products always belong to a few investors with professional knowledge!
If you want to have higher income, the first condition is to improve yourself! ! !
Online financial management is unreliable, and you will never discuss it. If I don't destroy you, I will destroy you. If, as you said, online financial management can't get 50 thousand, or your financial management period hasn't arrived yet; Either the deadline is up, there is something wrong with the platform and it can't be cashed for you.
I am such a victim, and I am really in pain. Let's take my personal experience and tell you how they cheated the majority of netizens on online financial management. I cheated you out of everything, nothing, and even my wife and children were separated.
Under the temptation of P2P high interest rate, 20 14 first contacted P2P financial management, changed a smart phone, and saw a lot of P2P financial management on the Internet. The investment method is flexible, the term is long or short, and the interest rate is high or low. At first, I saw the temptation of high interest rates, and some even approached 30% annualized, so I tried to buy some of their wealth management products in small amounts in the short term. After the expiration, the principal and high interest were also returned smoothly. Later, in the face of the temptation of high interest rates, I couldn't control my brain for a while. Take out all your idle funds and bank time deposits to invest in P2P network financial management. There are dozens of P2P financial platforms that have been invested before and after, such as e-speed loan (cheating me), e-rental treasure (almost cheating me), Xinhehui, Shirong (almost cheating me), Barley Finance, Hongling Venture Capital, Group Loan Network, Youwo Loan, Jinrong Institute and so on. In this way, I unconsciously put all my life and life on the P2P financial platform. As the saying goes, don't put your eggs in the same basket. Fortunately, I put my own funds into various platforms, and the funds injected into each platform are not much, and the period is not too long. When you meet a liar, you won't lose your blood.
Trapped by P2P, people who win gold are not as good as heaven. Sure enough, as I expected, there must be fraud behind the high interest rate, and not everyone can be fooled. Therefore, capital investment should be dispersed. However, it is such a comprehensive consideration that it is unfortunate to step on the thunder. On May 20th, 20 16, the e-Speed Loan, a P2P financial platform I invested in, had problems and was put on file for investigation by Huizhou police! As mentioned in this question, you can't withdraw funds at maturity. Later, Huizhou police issued a notice that e-speed loan was suspected of illegal fund-raising, and its legal person Jane Huixing and other executives were arrested. Seeing this announcement, my heart is cold, and some of the funds invested have not been returned yet. Fortunately, in April this year, Huizhou Intermediate People's Court informed me to provide an investment certificate, saying that some funds might be recovered to make up for the losses of investors. Let me see a little hope again.
Confirmed by the police, suspected of illegal fund-raising. 2065438+May 20, 2006, e-speed loan, as expected, something went wrong. It was investigated by the police. The reason is that the platform is suspected of illegal fund-raising. Later, Huizhou police issued a notice asking the victims to register their claims. At that time, I hesitated for a while and went to the public security organ of the household registration to report the case. After a lapse of nearly four years, in April this year, Huizhou Intermediate People's Court called and asked me to truthfully fill out the information checklist for investors and victims of illegal stock trading in the "E" fast loan case. I also took notes.
The funds were cheated and have not been returned yet. It has been several months since April 2, this year, when the victim information was registered, and no funds have been returned. Not long ago, I contacted Huizhou Intermediate People's Court and said that it might be until the end of the year. Now it seems that we must wait.
It's been over four years. Looking back now, the main reason is that I was cheated by the temptation of high interest rates. So here, through my personal experience, I advise you that there are traps everywhere behind high interest rates, and you should keep strong determination in the face of temptation. Otherwise, you will be cheated. At that time, it was too late to regret it. Everyone must keep their eyes open and don't be fooled by the temptation of high interest rates.
Online P2P financial management, many reasons are not wealth, but deception! Everyone must be careful!
Pies falling from the sky often hurt people! The pain of the skin! Later, please stop! P2P, you have to open your eyes to see it!