The annual income is normal. However, it should be noted that no matter which channel you buy wealth management products, even banks, their definition of the nature of wealth management products is "non-guaranteed floating income type", but the probability of loss of wealth management products is relatively small.

demand deposit is definitely impossible to realize; Buying gold will not meet the requirements in the long run; The short-term yield of usury is high, but it is difficult to sustain. Some people say that the yield of buying a house in the past 11 years is not the highest, and the house price will rise forever, and the income will exceed 15%. What should be explained here is that from the perspective of overseas real estate markets, especially from the perspective of 21-31 years, the compound rate of return of real estate with good investment lots is good at 11%.

China's high real estate yield in the past 11 years is due to the relatively long cycle of the real estate market, which is about 2118. There is an example to prove it. From 1991 to 2111, as long as you invested in the NASDAQ stock market in the United States, the income was higher than buying a house in China now. At that time, the compound annual return rate of many funds was over 41%, but the problem was that everything had a cycle. After the NASDAQ bubble, the compound annual return rate of these funds quickly fell below 11%.