May 4th Youth Day, let's do something practical.

Compared with the discussion of waves before and after, making money is an unavoidable topic. We need to listen to the experience and suggestions of those "Qian Lang" who have already made money.

So, I gave myself and my friends a question:

Please share three most practical suggestions for making money for young people aged 20-25.

Most people who give answers are financially free, so it is suggested to be sincere and not pretend to be a "previous wave". Many of these suggestions come from their experiences of making big money and losing big money. It is no exaggeration to say that it is worth printing out and reading again and again.

Here are our suggestions.

? @ Yiren:

Although "don't be small and rich", for most young people, getting "small wealth" in the secular sense is the first step to have confidence in making money;

Think differently, do differently from most people around you, and you will be farther away from mediocrity;

In the era of developed media, many real dry goods are not "easy to read", but don't worry, it is these things that widen the gap between people.

? @ Half Buddha Fairy:

Indulge in financial management to make money, it is better to do your basic work ability. No one gets rich simply by financial management. The premise of investment and financial management is that there is 1 before there is 0. Your accumulation is1;

It's important to make money, but pay attention to ways and means. If we only focus on money, we can't make money. Money is the purpose, and the wrong method can't achieve the right purpose. In order to make long-term money, we may need to give up our immediate money.

In this era, making no mistakes is more important than making big money. Accumulate for a long time, spend less money indiscriminately, and slowly accumulate for 5 to 10 years, and you will have real calmness.

? @ khufu:

Don't sell yourself short, don't look down on small money, and don't think it's low or not high enough. Any local tyrant begins with the difficulty of earning the first dollar. Don't believe the myth of getting rich overnight, which is less than one in ten thousand. For most young people, find a point in a down-to-earth way and start making small money, and then they will find that the snowball is getting bigger and bigger, and try their best to earn the first 65438+ 10,000,200,000 in life.

In the process of management, we should be good at finding out where the growth point is. Once it is found that an operation or a certain point can bring growth with a little effort, it shows that we have found the core point of growth and should concentrate all resources on amplification and overwhelming investment. Because it is too difficult to find such effective actions to bring growth, wasteful actions and counter-actions in the company's business processes must far exceed effective actions. If we can only do effective actions, we can do better, we can have more time to rest and earn more money. Remember, more with less.

The sideline is for development, and the main business is for survival, but most people do it in reverse. If you think your main business is promising and profitable in the future, but you don't make money now, then I suggest you abandon all the idea of sideline business and focus on the cultivation of your main business. If your main business is average, then do a job to support your family and find a relatively developed sideline in your spare time, which is the foundation of your future survival and development.

? @ Han Yan:

If the income from working can satisfy your material desires, then now is the happiest state, don't start a business;

If you don't have a strong desire to make money and are dissatisfied with the status quo, then don't start a business. This kind of person is the boss, harming others and not benefiting themselves. Don't work with such a boss

Being a boss is not necessarily busier than working, but it must be the person who can bear the worst fears most. Be mentally prepared.

? @ Black Lord:

Want to win or argue about winning or losing? During the recent epidemic, Fang Fang's diary was made public, and she was induced by some media to participate in various debates. She is sure to win or lose, but who cares? Even if you win, can you solve the income problem? Your utilities, rent, even mortgage and car loan will still arrive as scheduled, so what are you thinking about, losing or winning?

There are so many successful people, why not me? Basketball superstar Kobe once said a sentence to the effect that if someone always wins the championship, why can't it be me? This sentence is no problem for Kobe, but don't forget, we belong to ordinary people, passers-by, people who pass by in front of the camera, you are nothing, how can you succeed? Your probability of success is less than 0.0 1%, which is equivalent to the probability of being struck by lightning. Of course, it is not you.

That guy made a fortune because he had a good father. Maybe he really has a good father, Rainbow Sicong. But are you sure you can do better than him in his position? Most people like simple attribution, black and white, for example, he has a good father, for example, he has a good project, for example, Baidu can do it because Google can't access it, and so on. , but other factors can be ignored. What's this called? It's called stupidity.

? @ Deng:

Stabilize the main business to support the family, and develop sideline business for progress. Combination of principal and deputy, Long Zaitian;

Choosing the right pond to catch the right fish, the track of excessive competition may not be suitable for new entrepreneurs, especially in China;

Apple ecology trillion, Amazon ecology trillion, Google ecology trillion, FB ecology trillion sooner or later. Open your eyes to see the world and go into the sea!

? Mr. @V:

Many times, it's not that I don't know, it's not that I won't, but that I dare not. Facing the opportunity, you set a limit for yourself and habitually say "I can't" to yourself before trying. Opportunities, ideas, actions, achievements and money belong to those who boldly pursue them, and to those who say to themselves from the beginning, "I want, I can, I am worth it." When you really start working, the conditions that you were anxious, worried and thought were lacking will gradually come together.

If you want to do it, but haven't figured out how to do it, there are three things that can help you open your mind:

Read a classic: search for books on making money, starting a business and marketing on Douban, pick books with a score of 7.5 or more, buy 20 books, concentrate on reading for a period of time, and write them down if you have any inspiration.

Learn a skill: such as writing, speaking, PS retouching and making posters, editing videos, making infographics, crawling, building websites, running communities, and writing sales documents.

Enter the circle: A high-quality circle can open the door to a new world for you, let you quickly gain the experience of others for many years, and bring you ideas and resources for starting a business. For example, making money and having skills is such a circle.

In the process of doing business, whether it is planning, practice or resumption, carefully pondering the following six items can help you grasp the main points and not get caught up in massive information and trivial matters.

Three selling: what to sell, to whom and how to sell.

STP: Market Segmentation, Target Selection and Brand Positioning

Marketing 4P: Products, Prices, Channels and Publicity

SWOT: External opportunities and threats, own strengths and weaknesses.

PPM business matrix: star, cash cow, question mark, thin dog

Formula for making money: sales volume = flow × conversion rate × customer unit price × repurchase.

? @ obscene:

Try more things beyond your ability, which is the fastest way to expand your ability circle.

Always consider the cost, do the work with the minimum cost and maximize the effect. To do great things, we must reduce the marginal cost.

How difficult it is to choose a trend, as long as the trend is determined.

? @ Jia Wanxing:

We should cultivate the habit of constantly paying attention to new things and constantly improving our cognition, because we are in the era of VUCA, and continuous evolution has become a basic requirement. Before I take my father's class, I can learn a trade until I retire. Now all high-speed toll stations are ETC, and toll collectors are laid off.

Mixing the right circles and following the right people is definitely a wise saying, because different circles can give you different information, and communicating with people at a higher level can enhance your cognition. With information and cognition, you have the possibility to seize opportunities;

Don't be limited by the ability trap, and don't set limits for yourself. The greatest achievement you can think of today is based on your current cognition, so what you can achieve will far exceed your expectations. Go ahead and do it. A bright future awaits you not far away.

? @ 中中中中:

Values determine everything. Choose things that have long-term value and can maximize the interests of many parties, and unite all forces that can be United;

The bottom line is compliance and amazing correctness. Introducing new variables into the system in a desperate place often brings unexpected joy;

Do the subdivision fieldNO. 1, if not, subdivide it again. Let what you do become a flowing pool. Once you can't avoid talking about something, the cost of doing things will drop sharply.

? @ Rouge King:

Learn the rules and apply them, especially learn the penalty and apply the penalty. Not allowed to do something = If you do something, you will be punished by something. After weighing the behavior and consequences, we will occasionally find that some punishments just encourage us to do something.

Take the initiative to help friends. Friends and acquaintances and acquaintances are three different categories. Friends are people who are deeply involved in each other's lives. They should polish each other and recommend what they think is best to their friends.

Overcorrection must be overdone, and revenge must be overdone. If you decide to take revenge because your interests are damaged, you must go all out and don't think about the principle of reciprocity.

? @ Huang Liang:

No matter what business you want to do, you must first understand the rules and know them by heart;

Set goals and find reasonable and clear competitive goals. Without goals, there is no efficiency.

Prepare for the worst and set a stop loss point. If the judgment is wrong, the real loss is unbearable. Don't try so hard, stay in the green hills, for fear of running out of firewood.

? @ Yang Tao:

If you want to make money, the font size cannot be bad. You can't have your cake and eat it, so you should take it first. Yes, honesty always comes first. Whatever you can do, don't leave a stain on yourself. The internet has memories, and the circle is really small. In this era, the fault tolerance rate is almost zero. You've seen tall buildings go up, and you've seen buildings collapse. "Liars also have skills."

On the way to making money, consultation and communication is a science. Say something here, don't say "I know". Many people will have a "I know" mantra. People will tell you something. In just three minutes of chatting, you will have more than 20 "I know". Okay, now you know everything? For a long time, no one will want to play with you again. Understand that being a good teacher is everyone's potential self-realization needs. If people around you are willing to teach you and help you, isn't this a very pleasant thing? What should I do? I think it is to be compatible with the "I don't know" heart. This is an emotion, an encouragement and an incentive. Do it. Soon, you will find that your employees, customers, friends and bosses will enjoy being with you. You can't pretend to be there. This is an inexplicable attraction. This is a value rooted in your heart, and it is a flower of cultivation for every detail. You will make fewer mistakes and step on the pit.

Time is money. To make money, we must first learn to exchange money for time. Try not to spend limited productivity on trifles. This is very difficult. At the beginning of starting a business, whether economically or psychologically, it is difficult for you to cross this hurdle, but once you cross it, it is a qualitative change. Maybe you can try to do something with me, that is, buy a timer, press the timer button when you start working every day, press pause when you eat, press pause when you play with your mobile phone, and answer the phone when you are free. This habit will cruelly make you face the fact of inefficiency and help you cross that hurdle as soon as possible. Well, when you finish your work, if the timer lasts more than 5 hours, congratulations, you will make a fortune.

? @ Strip Horse:

Uninstall the browser plug-in that blocks advertisements. Whoever lives in the Internet without advertisements cannot understand the Internet. It should be an explorer's instinct to follow advertisements all the way.

Walk around with your mobile phone and pay attention to all the data you see. This data is really untrue, what do you mean, what is it measured, and how does it compare with another data? The sense of data should be the trekking stick of the explorer.

Pay less attention to what others vote with applause, and dig up what others vote with "appreciation", "payment" and "order". Adventure is never lively. Busy people are generally called "sightseeing".

? @ Heaven and Earth:

Find a few "two stooges with the same rotten tastes" and work together to make money. Six "two stooges" are worth three Zhuge Liang. They can share weal and woe and help each other solve all problems, including how to form a team and how to manage it.

Don't worry, make small money, save more money, manage your finances well, save your strength, hide your strength and bide your time ~ save more food, grass and ammunition, and wait for the opportunity to make big money. Hay and bullets were wasted by impatience and trampling on pits.

Only when you have a safe backyard can you ensure the safety of the world. Don't get married too early. You should make yourself excellent, choose an excellent person and match an excellent partner. They can complement each other. Don't be a "Dangdang melon"!

? @JW:

Collect the right information and get the right cognition. Organize your own information acquisition channels. You may be familiar with a word called cognitive realization. The formation of cognition is a long-term process, and people get all kinds of information from various channels every day, which affects cognition. It is particularly important to sort out your own information channels. We can simply divide information into entertainment information, encyclopedia information and logical information. To sum up in a simple sentence, to control entertainment information, we must rely on authoritative encyclopedia information and dig deep into logical information. This should account for the largest proportion, but also the most difficult, don't worry, slowly accumulate;

Make the right decision based on the right information. Summarize yourself regularly. It is impossible for us not to make mistakes, sum up ourselves regularly and give ourselves more time to think about what we have done wrong and what we have done well. Our brains need a lot of positive feedback and negative feedback to make more correct decisions based on information. This is the same as the logic of machine learning.

Get a steady stream of motivation from positioning. Find your own position and competitors. At the right time, you can learn to meditate, let the most relaxed brain tell you what you are doing and who you are after many years, and give yourself an impression. In addition, find someone who is closest to your impression and take him as a specific location. Work hard in this direction.

@ Xing:

The most important thing to make money is to "want" to make money. "Want" is not what you say, but how much time you spend on it after work. There is nothing wrong with not wanting to make money. There are many beautiful things in life. Find your passion.

Focus on small things, no matter how small things are, you can make a profit of 654.38+million a year. It is good for a 20-year-old to want to do something important to change the world, but like Jobs, there are too few people who change the world for the first time and go public to achieve financial freedom. Ordinary people still start from small things, exercise their abilities and prepare for the future.

Find a business that has helped you earn your first dollar, and then focus, focus, and focus again.

? @ Chen Yukun:

Dare to make different decisions from others. If the life around you and the foreseeable future life are not what you want, please try to improve yourself and then jump out of this circle. Only by improving yourself with goals can you be confident and calm in the face of the unknown;

Improve your insight, whether for people or things. For things, you can think about the logic of supply and demand in this state from the process of results and phenomena. Do more mining and searching for the information you see instead of just looking at it, and do directional accumulation in a certain field;

Young people should not rush to make money in their first job. They should increase their knowledge and know different people and things, and they may earn back the income of 10 in the second year. The premise of increasing your knowledge is to strive to be what others need from the perspective of skills and eyesight, and others will naturally take you. Every stage of life is a ladder, and every stage should know how to go.

? @ 丫丫丫丫丫:

Be more pragmatic and less timid. It is not that it is wrong to retreat, but that you need to gain the right to speak first by strength and achievements, and retreat is meaningful;

Read more and learn more, and you can't be anti-intellectual just because you can't see the effect in the short term;

Making money can be learned. Try to practice more to make money during school. This is not an unprofessional course, but a compulsory course that is not taught in universities and needs by society.

? @ Jerry Lee:

Direction: follow the trend, and be cautious against the market when there is no strength;

Practice: forbearing what others can't tolerate, forbearing what others can't tolerate, and it is often the simplest truth to get rich through hard work on the right road;

Mental law: open your mind, actively embrace new things, learn new industries and try new methods.

? @ Jason Lee:

Read more, try and make mistakes, not afraid of losing. When I was young, most of my confusion and confusion stemmed from "thinking too much and reading too little". Look through the classics of economy, history, society and psychology, and have a basic understanding of the world first, and then talk about making money. Otherwise, scattered information piles up into mountains, and you can't put together the puzzle of wealth. Talented people can learn from other people's mistakes, but most people can only learn from their own mistakes. Only by listening and watching, understanding is limited after all. It is better to try bravely than to build a car behind closed doors. When the light flashes, suppress the perfectionism in your heart, grasp the big and let go of the small, take the first step first, and leave the remaining problems for time to iterate slowly. Every step of life in the past may be to pursue risk avoidance, but getting rich sometimes requires retrogression and adventure. After all, in this era full of change and uncertainty, "dare not take risks" is the biggest risk. We are too young to afford to lose;

Before earning 500w, don't think about compound interest, improve business skills and make money. When wealth accumulates to a certain extent, it is time to realize "Qian Shengqian" by investment;

The biggest dividend period of real estate has passed. Don't rush to buy a house if you have the principal. Look at the high-quality stocks in the secondary market. Leading companies from all walks of life (especially technology and medicine) will bring you more than just the return on real estate investment in the next decade.

? @ Shen Xiaoshan:

If you are in college, mix with the most profitable people in the school and express your intention to make money, they are likely to take you to make money together;

If you are not in college, you just want to make money. Then figure out a question, where is the traffic and how to get the most free vertical traffic. When you have the ability to get a lot of free vertical traffic, making money is a simple matter;

If you have a firm vision at this time, that is, you really want to do something, you are willing to pay. Forget all the routines, don't envy the money earned by others, and become one-tenth of your own field. If it is one in ten thousand, the money will come.

? @ Liu Damao:

Do small things well;

There are many risks in everything, and only by learning to control and resolve risks can we really keep the returns;

Don't deny many people and things easily, and don't believe many things easily. The world is never black and white. Only a few people who really have rational and independent thinking ability can reap the fruits. Although "independent thinking" is rotten, believe me, it is really important, and most people can't do it all their lives.

? @ Understand:

Read more books: all the questions you encounter have answers in books;

Think more: thinking determines choice, choice determines action, action determines habit, and habit determines fate;

Write more: Writing is a way for ordinary people to break through the time limit and make money at the lowest cost.

? @ bobo @AYL:

To find a way to stick to it for a long time, when I first started studying to make money, I used my spare time at work to study. Because of my salary, I have a stable enough environment to learn to make money. Don't be eager for quick success and instant benefit, and don't invest more money when you start, because at this time, if you can have a big brother to take the best care of you, the most important thing is to accumulate experience and exercise your abilities in all aspects. It takes 65,438+0-2 years to gradually expose the head and feet;

Choose something that still exists after three years and still has prospects, and start with the most basic details. It is best to have immediate feedback on what you have done. If not, don't blindly insist. For example. To write articles about WeChat official account or Zhihu, you need someone to like, comment on and become your fans. Selling goods requires selling, and selling physical strength requires making money. With these feedback that enhances the cycle, it is not difficult to stick to one thing.

Open your heart and communicate with different people. Immerse yourself completely in the core information of the industry and become the gathering point of information. For example, some details, choose the station when going to work, don't stare at handsome guys and beautiful women, choose the most lively place, I like the place near the door, this place has the most information. Mixing some forum communities must contribute to ecological construction, so as to gain more recognition and exchange opportunities. Read more books and choose books from CITIC Publishing House. I go to the bookstore once a month, and every time I choose a book with my life, I can spend hundreds of dollars less, but it is more efficient than any knowledge. Of course, if reading is difficult at first, you can listen to online and offline sharing several times, have a preliminary establishment of the cognitive system, and then read.

@ Zoomer:

Clear direction and strive for professionalism. Work hard in the big direction, establish professional advantages, continue to act, study deliberately, and form barriers that most people can't surpass;

Increase your knowledge and set a good example. Explore as widely as possible in the professional field, sort out the growth experiences of key figures in the field and establish appropriate contacts, gain as much perceptual knowledge as possible, and refine it into domain insight.

Accumulate trust and spread word of mouth. Apply your major to solving specific problems and achieve substantial results, so as to accumulate the trust of others. With sufficient professional level and great development potential, word of mouth will naturally come.

? @ 中中中中:

Only by doing what you are interested in can you really put your enthusiasm into practice and take your hobby as a career, and your chances of success are much greater. Sometimes I don't know what I'm good at, so I might as well ask people around me.

There are two ways to make money. One is to find a quick profit model through information difference, which is easy to copy, and the other may need to be delayed. After accumulating for a period of time, the result of victory will come slowly. Put 30% of your energy into the first way, and the remaining 70% of your chances will require more and more patience.

Evaluate a person's moral character less and learn more about his successful methods. Morality never demands others, only constrains itself. Use your own method of attracting stars, but any method and logic of Niu B can be "sucked" for your own use.

? In the comment area, Cao Da also shared his own suggestions:

@Caoz:

Understand the underlying logic of business, try to understand the underlying logic of business, such as who ranks in the bidding, the design principles of Taobao coupons, and what are the respective goals of merchants, distributors and end users. Understanding the underlying logic may not make you money immediately, but it has two advantages. First, you can quickly verify and enlarge the opportunity to make money. Second, pay a lot less tuition when looking for opportunities to make money.

Holding thighs is a good way to make money. The premise of hugging thighs is that you are valuable to others. Think more about your value, improve your value to others, and then make friends with the best people in your field of vision as much as possible. The so-called best, not necessarily the highest status, the highest value, even if the best academic performance, the best popularity, the best performance in sports competitions, the most persistent fitness, can be considered excellent. Believe a little, excellent people will have their moments of brilliance.

Many people can make money, but they can't keep it. It is very important to know how to advance and retreat, and there are too many lessons in blood. First, there must be expected control and don't pursue the rate of return excessively. Second, we must have stop-loss discipline and strictly abide by it. The third is to learn a little hedging strategy and learn to lock in income.