Second, the new online bank can remit money through accounts, from fixed accounts to fixed accounts, buy funds, buy wealth management, shopping, online wealth management (foreign exchange, funds, precious metal transactions, etc. ), and deposit, pay mobile phone fees, online transfer.
Most online banks have the following services.
1, account service, 24-hour large-sum transfer and remittance, simple credit card online repayment;
2, online payment, mobile phone, local phone, tuition ... online payment;
3, online payment, the maximum limit, to ensure the minimum capital risk;
4. Foreign exchange, securities, insurance information and trading services, online loans and financial services;
5, online loss reporting, password modification, accounting and financial information notification and reminder services.
1, Sichuan xinwang bank is one of the three largest internet banks in China, and officially opened on February 28th, 20th16th. Wangxin Bank, with a registered capital of 3 billion yuan, was established by shareholders such as New Hope Group, Xiaomi and Hongqi Chain. It is the seventh private bank approved by China Banking Regulatory Commission and the first private bank in Sichuan Province. Wangxin Bank is the third Internet bank in China after Tencent Weizhong Bank and Ali Internet Bank.
2. Established by shareholders such as New Hope Group, Xiaomi and Hongqi Chain to serve small and micro groups, support the real economy and practice inclusive finance. In addition, Wang Xin Bank is the first bank to pass the assessment of depository banks. Wangxin Bank will give full play to the characteristics of Internet banking, and use Internet big data risk control, cloud computing, artificial intelligence and other technologies to solve the problems of difficult risk identification and low customer unit price for small and micro enterprises and long tail people, create an efficient data credit culture, enhance customer experience and reduce business costs. "If small and micro business owners want to borrow money, they don't need to go to outlets, upload their ID cards and take personal photos to apply; We use face recognition technology to verify identity, and we can approve personal credit information through big data in a few seconds. After approval, the loan can be issued in a few minutes. Sichuan Wangxin Bank is not an online lending platform, but a local bank. The relevant policies of state-owned banks are the same as the loan interest rate, with good reputation and high security.