The Industrial Bank credit card cannot be cancelled if it has been processed for 36 periods. Users can only choose to prepay and terminate the installment, and need to call the customer service hotline to apply. If the automatic installment service is enabled on the card, the user can choose to close the service, but the bill that has applied for installment is also irrevocable. Therefore, users must carefully consider whether to apply for staging. Once the installment application is successful, it cannot be cancelled.

1. History of Industrial Bank Co., Ltd.:1Established in August 1988, it is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. The company was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166), and its headquarters is located in Fuzhou.

2. Service concept of Industrial Bank: Since its establishment 30 years ago, it has always adhered to the business philosophy of "sincere service and growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% over the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 47,654.38+0.08 billion yuan, a year-on-year increase of 65,438+0.436,5438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Set up 108 branches in major cities in China, with 1435 branches; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, and has formed a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.

3. Service tenet of Industrial Bank: As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.

4. Honors won by Industrial Bank: In recent years, it has won the honors of the best joint-stock commercial bank, the most innovative bank, the most listed company with investment value, the best shareholder return bank in Asia, the best profit bank in Asia, the best corporate citizen in China, the most socially responsible listed company, the best green bank, the winner of the Asian Sustainable Bank Award, the national advanced group for emission reduction, and the "carbon society citizen" of the World Environmental Protection Conference. According to the latest evaluation by the British Banker, American Fortune, Forbes and other international authoritative organizations, Industrial Bank ranks 43rd among the global 1000 banks, 338th among the global 500 companies, 29th among the global 2000 listed companies, and ranks among the domestic 10 banks. And has been rated as the best joint-stock commercial bank by authoritative institutions or organizations at home and abroad for many times.