In China, banks were formed in the middle of Ming Dynasty, and banks appeared in Qing Dynasty. The first domestic bank to use the bank name was "China Commercial Bank", which was established on May 27th. 1897. The earliest national bank was "Hubu Bank" founded by 1905, later called "Daqing Bank". After the Revolution of 1911, Daqing Bank was reorganized.

The earliest bank in modern times was the Bank of Venice, and 1580 was established in Italy. Since then, banks have been established in Milan/KOOC-0/593, Amsterdam/KOOC-0/609, Nuremberg/KOOC-0/62/KOOC-0/Hamburg/KOOC-0/629 and other cities. At that time, these banks mainly lent money to the government, which was usury, and could not meet the requirements of capitalist industrial and commercial development.

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The asset scale and after-tax profit of China's banking industry have increased substantially year by year. 20 1 1 year, the profits realized by China's banking industry account for nearly one third of the total profits of the global banking industry. The scale of China's banking industry is developing rapidly, but under the background of accelerating interest rate marketization, intensifying internal and external competition and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout.

With the increasingly fierce competition in the banking industry, banking financial institutions pay more and more attention to the follow-up study of the industry development environment and market demand, especially the in-depth study of the banking business development environment and customer demand trends. Because of this, a large number of excellent domestic banking institutions have risen rapidly, gradually forming their own business characteristics and becoming industry leaders or rookies!

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