The repayment date of Industrial Bank's credit card is determined according to the billing date, which is generally the 20th day after the billing date. For example, the bookkeeping date is the 2nd of each month and the repayment date is the 22nd of each month.
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1. The interest-free repayment period is from the bank bookkeeping date to the final repayment date. The longest interest-free period of Industrial Bank credit card is 50 days and the shortest is 20 days. The interest-free period is different on different credit card consumption days, and the longest interest-free period can be enjoyed on the next day of the bill. For example, the billing date is 18 per month. If the consumer spends money in August of 19, it will be settled on the bill of September 18. If the consumer pays in full on the last repayment date of June 10 8 (August1September-June108), he can enjoy an interest-free period of up to 50 days. If you spend money on August 18, and the billing date is September 7, you can only enjoy the interest-free period of 20 days.
2. Industrial Bank was established in 1988, and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.
3. Basic functions: You can choose whether to swipe your card with a password, spend with a signature, or add password protection. Industrial credit card fully takes care of your convenience and security needs. There is no risk in reporting the loss. If the card is lost, you can call the 24-hour customer service hotline 9556 1 or complete the loss reporting procedure through the interactive SMS service, and the loss reporting will take effect immediately, without worrying about all the risks afterwards. Provide one card with two coins for distinguished cardholders, especially RMB and USD, and sign accounts in more than 200 countries and regions around the world. Consumption abroad can be repaid in RMB, which is popular all over the world. A variety of repayment methods, especially providing you with up to seven repayment methods, such as cash repayment, ATM transfer repayment, automatic transfer repayment, online banking repayment and telephone banking repayment, so that you can easily repay anytime and anywhere, which is very worry-free.
When is the repayment date of Industrial Bank's credit card? There are several ways to check the repayment date.
Industrial Bank has a long history and many customers, many of whom have credit cards of Industrial Bank. But it may be the first time for some people, so they are not familiar with all aspects of the business operation of Industrial Bank. For example, some people don't know when the repayment date of Industrial Bank's credit card is when they return the credit card. Today, I will answer your questions and introduce the inquiry method of repayment date.
When is the repayment date of Industrial Bank's credit card?
The repayment date of Industrial Bank's credit card is the 20th day after the billing date, and the billing date of Industrial Bank's credit card has eight dates: 2nd, 4th, 8th, 1 1, 13, 18, 2 1 and 23rd. The specific date is allocated by the banking system.
Inquiry Method of Credit Card Repayment Date of Industrial Bank
First, customer service telephone inquiry
You can call the Industrial Bank customer service hotline 9556 1 directly, and then follow the voice prompts to check the repayment date of your credit card, or you can turn to manual service to check the customer service staff.
Second, the report query
Every month, the bank will send the monthly bill to the customer, and you can check the expiration date of your credit card directly on the bill.
Third, online banking inquiry
You can log in to the online bank of Industrial Bank's credit card, then click to enter the "Credit Card" interface, and then click "Bill Information Inquiry" to find the repayment date.
The repayment date of Industrial Bank credit card mainly depends on when your Industrial Bank credit card billing date is, so everyone's repayment date may be different. It also summarizes three ways to inquire about the repayment date of Industrial Bank's credit card, which you can operate according to.
Accounting Date and Repayment Date of Industrial Bank Credit Card
I. Credit card bill of Industrial Bank
The optional billing date of Industrial Bank's credit card is: 2nd, 4th, 8th, 1 1 day, 65438+3rd, 65438+8th, 2nd1day and 23rd of each month.
The date of Industrial Bank's credit card bill can be changed, but it should be noted that:
1. The statement date of Industrial Bank's credit card needs to be changed by Industrial Bank's credit card telephone number: 9556 1.
The bill date can be changed every six months, but not too frequently.
Two. Last repayment date of Industrial Bank credit card
The final repayment date of Industrial Bank's credit card is the 20th day after the billing date, for example, the billing date is 18 per month, the final repayment date of the statement of May 18 is June 7, and the final repayment date of the statement of June 18 is July 8 (the final repayment date of each month is different).
The introduction of Industrial Bank's credit card repayment date and the grace period of Industrial Bank's credit card repayment date ends here. I wonder if you have found the information you need?