I. Introduction to the historical rate of return of Yu 'ebao
Yu 'ebao is a monetary fund, which invests in the short-term wealth management market, with relatively low income but less risk. Users can get a certain income after investing in Yu 'ebao. Generally speaking, the annualized rate of return of Yu 'ebao is between 4% and 5%, but the specific rate of return also changes due to different market environments.
Second, the way to view the historical rate of return of Yu 'ebao
1. View in Alipay application
After opening Alipay APP, click "My-Financial Management" to enter the financial management interface to view the historical rate of return of Yu 'ebao. At the same time, Alipay will also display the historical rate of return for nearly 30 days on the interface, so that users can more conveniently understand the income of Yu 'ebao.
2. Alipay official website Inquiry
Users can visit Alipay official website (www.alipay.com) and log in to the account, and then enter the "Account Management-Bao Yue" page to view. At the same time, the recent income of Yu 'ebao will be given at the top of the page, which is also convenient for users to understand the income of Yu 'ebao.
3. Third-party wealth management APP query
Many third-party wealth management apps also provide the query function of the historical rate of return of Yu 'ebao. For example, apps such as Wealth Management, Honeycomb Wealth Management, etc., as long as you log in to the user's Alipay account, you can quickly query the historical income of Yu 'ebao.
3. What factors affect the historical rate of return of Yu 'ebao?
1. Macroeconomic environment
The historical rate of return of Yu 'ebao is greatly influenced by the macroeconomic environment. Generally speaking, economic stability, RMB exchange rate appreciation, central bank interest rate cuts and other factors will have a positive impact on Yu 'ebao's yield.
2. Monetary Fund market situation
Yu 'ebao invests in the money fund, and the market situation of the money fund will also have an impact on the yield of Yu 'ebao. If the overall performance of the money fund market is good, the yield of Yu 'ebao will often have a good performance.
3. The ability of IMF managers
The manager of the money fund is responsible for the actual investment operation of Yu 'ebao, and the ability of the manager will also have a significant impact on the investment performance of Yu 'ebao.