The key to choosing a fund is to look at the "head"
In fact, there are many kinds of fund products, such as money funds, debt-based funds and stock funds. Even for the same type of funds, the operating styles are varied. The key, of course, is to look at the "head of the fund"-the fund manager's judgment and grasp of the market.
It can be said that it is not impossible for the fund to make money even in the volatile market of "jumping up and down". The secret is to choose the right product!
Many investors will take the historical performance of products as the basis for judgment, which is of course a good choice. At the same time, it depends on whether the personal style of the fund manager matches the current market and conforms to his own risk preference, so that the products after comprehensive screening are more suitable for him.
One thing to note here is that there are thousands of fund products on the market. Buying the first yield is not good. There can't be a constant winner in the fund market. Can only say which product is more suitable for you, and which product's fund manager's operation style is more suitable for your investment psychology.
Recently, lufax Fund Channel recently launched a series of highly targeted fund products for different types of investors to choose from. Under the situation that the A-share market fluctuates greatly, it is a good strategy to choose a product that suits you and follow up with the "fund head".
For example, SDIC UBS Strategy Select Fund has risen by 80.58% in the past two years, ranking 3/27 among similar funds. Chen Xiaoling, its "head", is famous for his steady style, with absolute income as the investment target in operation, top-down investment thinking and emphasis on asset allocation and industry allocation. This fund manager with 10 years experience successfully avoided three rounds of stock market crash. Do you like it?
Agricultural Bank of China Huili Consumer Theme Fund was once a five-star rating fund of Haitong and Yinhe. In 20 13, Jinniu Fund soared by 75.24% in 20 15. Fu Juan, the fund manager, has maintained a good long-term performance, flexible style, strong ability to select stocks for growth stocks and grasp hot topics, and great flexibility in the net value of funds under management.
South Dolly Enhanced A is a bond fund, so don't underestimate it. Its annual income is 10.8+08%. Li Xuan, the "head", has always had a stable and good performance. Last year, the product income also exceeded 65,438+00%, and he has a strong grasp of macroeconomic trends.
Morgan's double interest balance A focuses on finding growth bull stocks in traditional industries. This fund is a three-year open hybrid Taurus fund. Sun Fang, the fund manager, has been in charge of this product for four years, with a cumulative increase of 276% since its establishment.
Have you found that all the above four products are operated by beauty fund managers? Although the number of female fund managers is less than that of men, according to statistics, the overall anti-risk level of female fund managers is 7% higher than that of male fund managers in 20 15 years, which seems to be more in line with the current financial needs.