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20 14 what is the interest rate in savings bonds?
The interest rate of 20 14-year national debt is 4.42% per annum.

The Ministry of Finance decided to issue 2065438+2004 book-entry interest-bearing (five issues) treasury bonds (hereinafter referred to as the current treasury bonds). The current national debt is planned to issue 28 billion yuan, with an actual face value of 28 billion yuan. It is understood that the term of the current national debt is 10 year, and the annual coupon rate determined by bidding is 4.42%.

Investors are required to subscribe for savings bonds (electronic) by using personal national debt account and corresponding fund settlement account (passbook or bank card). The maximum amount of savings bonds (electronic) for a single individual national debt account is RMB 5 million.

Extended data:

Influencing factors of national debt interest rate:

1. In market economy countries, market interest rate is the main factor that restricts the interest rate of national debt. Market interest rate generally refers to the average interest rate level of various securities in the securities market. The general principle is that the interest rate of national debt should be kept at a level roughly equivalent to the market interest rate.

2. The interest rate of national debt is largely subject to the market interest rate or bank interest rate, but they are not completely consistent and can generally be slightly lower than the market interest rate.

This is because the national debt is based on national credit, with high credit rating and good security. Investors are willing to subscribe for government bonds even if they lose money. This is the main reason why the interest rate of national debt in general countries in the world is slightly lower than the market interest rate.

3. The history of issuing national debt in China is short, and at the same time, due to the limitation of objective economic conditions, the choice of national debt interest rate is still in the exploratory stage. The interest rate level and structure of national debt are not reasonable.

From the general trend, the interest rate of national debt should be slightly lower than the market interest rate or slightly higher than the bank interest rate. In terms of interest rate structure, different structural interest rates should be stipulated for government bonds with different maturities and different uses.

People's Daily Online-Ministry of Finance issued 28 billion yuan 10-year treasury bonds with an annual interest rate of 4.42%.