Features:
1, risk classification, income classification: A shares low risk, low income, B shares high income, high risk.
2. Asset consolidation operation: A and B shares are invested together, but the income distribution methods of A and B are different.
For example, the parent fund of a graded fund is equivalent to a mother. Mother has 2 million yuan investment and two children. A doesn't like adventure, B.
Dare to get higher returns. So my mother said to A, Tell you what, your 6.5438+0 million will be lent to B, and you have agreed on a fixed rate of return, so I will invest this 2 million with me.
If I make money by investing this year, I will only give you the agreed interest rate, and the extra profit will go to B; If you lose money, all of it will be borne by B, and B will pay you interest with his principal.
Both A and B thought it was good, so the grading fund was established.
The investment human right of graded funds is the priority distribution right, and the priority share enjoys the priority distribution right. Graded funds can provide various income distribution and principal guarantee mechanisms for priority shares. However, the fund's income distribution meets the priority share, and most of the income distribution will be allocated to the ordinary share. The priority income distribution paid to preferred shares is equivalent to the borrowing cost of common shares.
Investors can subscribe, purchase and redeem off-site, as well as on-site. At the same time, there are also cases where graded funds are discounted. When the net value of the parent fund rises to a certain threshold (generally 1.5 yuan or 2 yuan), the part with the net value of the fund greater than 1 yuan will be returned to investors in the form of the parent fund.
When the net value of share B falls to a certain threshold (generally 0.25 yuan), in order not to continue to fall to 0 yuan, which threatens the safety of the principal and interest of share A, most of the principal of share A will be returned after startup.
Risk disclosure: This information is compiled according to the Internet and does not constitute any investment advice. Investors should not substitute such information for their independent judgment or make decisions only based on such information, and such information does not constitute any trading operation and does not guarantee any income. If you operate by yourself, please pay attention to position control and risk control.