"Paper gold" is a kind of personal voucher gold. Investors buy and sell "virtual" gold on the books according to the bank quotation. Individuals earn the fluctuating price difference of gold by grasping the trend of international gold price. Investors' transaction records are only reflected in the "gold passbook account" opened by individuals in advance, and there is no cash withdrawal and delivery of real money and silver.

The characteristics of paper gold:

First, it is book-entry gold, which not only saves the storage cost for investors, but also facilitates the realization of investors. After investing in real gold, you need to worry about preservation and storage; When it needs to be realized, there is also the cost of identifying whether it is real gold. Paper gold is priced by bookkeeping, using the international gold price and the converted RMB, which saves the inconvenience of investing in real gold.

Second, paper gold is linked to the international gold price and adopts a 24-hour uninterrupted trading mode. The night in China just corresponds to the daytime in Europe and America, that is, when the price of gold fluctuates the most, which provides ample time for office workers to manage their finances.

Third, paper gold provides two trading modes: dollar gold and RMB gold, which provides corresponding opportunities for foreign currency and RMB financial management. At the same time, paper gold adopts T+0 delivery method, which is convenient for intraday trading and has more short-term operation opportunities than domestic stock market.

The difference between paper gold and paper silver;

The concept is different: paper gold trading is a book gold trading without spot gold delivery, so it is also called "bookkeeping gold trading". "Paper silver" is a kind of personal voucher silver, which is a new precious metals investment variety after paper gold. Investors buy and sell "virtual" silver on the books according to the bank quotation.

There are essential differences between gold and silver, and the prices are far apart, so the fluctuation range is different, and the amount of funds for primary standard trading is also different. Because silver follows the market of gold, the fundamentals should pay attention to the fundamentals that affect the change of gold. Then there is technical analysis. After the analysis, the market will go up, just do more at the low point. Paper, gold, paper and silver can only buy up, not down.

What is paper gold?

Paper gold is also called "Special Drawing Rights". Special Drawing Rights (SDR) is a book asset created by the resolution of the International Monetary Fund 1969 annual meeting, aiming at increasing the means for international reserves to adjust the balance of payments deficit. SDR was initially denominated in gold, and the unit gold content was equivalent to 0.85438+0 g before the depreciation of the US dollar. After gold is monetarized, 1 July, 9741day is changed to 16 currency, and 1980 is changed to 5 currency. Although SDR is no longer associated with gold, the name "paper gold" is still used. Special drawing rights are different from ordinary drawing rights. They are book assets created by the IMF. No funds are issued, but they are all distributed according to the fund share, and there is no need to repay after distribution. The SDR is only used for intergovernmental settlement and payment of the balance of payments deficit, not for trade or non-trade payment. When a country has a balance of payments deficit, it can use the allocated special drawing rights to exchange the required currency for the surplus countries designated by the IMF. After the balance of payments is improved, it must be restored to a certain proportion or more.

What is paper gold?

; ? "Paper gold" is a kind of personal voucher gold. Investors buy and sell "virtual" gold on the books according to the bank quotation. Individuals earn the fluctuating price difference of gold by grasping the trend of international gold price. Investors' transaction records are only reflected in the "gold passbook account" opened by individuals in advance, and there is no cash withdrawal and delivery of real money and silver.

The concept of "paper gold" in foreign exchange: Special Drawing Rights (SDR) is a reserve asset and accounting unit created by the International Monetary Fund to solve the balance of payments deficit among member countries.

Paper gold is virtual gold, and its price positioning is based on the price of a certain variety of gold converted into RMB. Participating in paper gold trading is essentially a virtual transaction, which can be regarded as a derivative transaction of gold market trading. Investors' transaction records are only reflected in the "gold passbook account" opened by individuals in advance, and do not involve the withdrawal of physical gold. The profit model is to buy low and sell high, so as to obtain the difference profit. Paper gold is actually profitable through speculative trading, rather than investing in physical gold. The domestic market mainly includes paper gold of CCB, ICBC and BOC, among which the handling fee of paper gold of ICBC is relatively low, and the unilateral spread is RMB/gram. The types of paper gold include gold bonds, gold account passbooks, gold warehouse receipts, gold bills of lading, gold bills of exchange and large denomination gold negotiable certificates of deposit, as well as open trading orders in spot gold transactions and special drawing rights of the International Monetary Fund. All belong to the category of paper gold.

The history of paper gold:

Paper gold is also called "Special Drawing Rights". Special Drawing Rights (SDR) is a book asset created by the resolution of the International Monetary Fund 1969 annual meeting, aiming at increasing the means for international reserves to adjust the balance of payments deficit. At the beginning of SDR's establishment, it was denominated in gold, and the unit gold content was equivalent to the grams of gold before the depreciation of the US dollar.

After gold is monetarized, 1 July, 9741day is changed to 16 currency, and 1980 is changed to 5 currency. Special drawing rights are different from ordinary drawing rights. They are book assets created by the IMF. No funds are issued, but they are all distributed according to the fund share, and there is no need to repay after distribution. The SDR is only used for intergovernmental settlement and payment of the balance of payments deficit, not for trade or non-trade payment. When a country's balance of payments is in deficit, it can use the allocated special drawing rights to exchange for the required currency from the surplus countries designated by the International Monetary Fund. After the balance of payments is improved, it must be restored to a certain proportion or more.

China Bank's "Huang Jinbao" belonged to paper gold business on June 5438+065438+ 10, 2003. Investors can buy and sell paper gold directly through counters, telephone banking, online banking and self-service financial terminals according to the "Huang Jinbao" quotation. Compared with real gold, there is no second clearing and delivery of real gold in the whole process of paper gold, thus avoiding the procedures of color identification and weight detection in gold trading and omitting the operation process of physical delivery of gold. For investors who are willing to "speculate in gold", paper gold trading is simpler and more convenient, and there is more room for profit.

2065 438+04. 3. 7 The paper gold price market rose again after the military influence of Ukraine and Russia. Although the war temporarily subsided, the market panic was difficult to eliminate for a while, and the continuous release of American economic data was not effective, which led market investors to flood into the gold market again, pushing up the price of gold and paying attention to the fluctuation in the range of 264-266 during the day. After the breakthrough, they can follow the trend and approach non-agriculture.

What does paper gold mean?

Paper gold, also known as book gold, is not real gold, but a virtual transaction through the book system, which does not involve physical delivery.

Investors earn profits by buying at low prices and selling at high prices. Paper gold is a kind of "precious metal in account" in the banking system and an entry-level product of gold investment.

Characteristics of paper gold

1, low investment threshold.

The minimum trading volume of paper gold is 10g, which is about 3,000 yuan in terms of gold price, which is very advantageous compared with the threshold of physical gold investment.

2. The investment cost is low.

The cost of paper gold trading mainly lies in the difference between the buying price and the selling price, and generally no other handling fees are charged.

3. Convenient transactions

Paper gold adopts the "24-hour uninterrupted" trading mode, and investors will be notified in advance if they are closed on holidays.

Paper gold trading mode

The purchase channel of paper gold is banks, such as ICBC, China Construction Bank and Bank of Communications, which have opened paper gold trading services. Trading channels include bank counters, telephone banking, online banking and self-service terminals. Investors can open accounts and trade paper gold through their accounts by presenting their ID cards to various bank outlets, accepting risk assessment and signing relevant agreements.

What should I pay attention to when buying gold?

1. Choose a regular gold shop: When buying gold, you should choose a regular, large and long-established gold shop, with guaranteed quality and more exquisite gold jewelry technology.

2, pay attention to holiday promotion: before buying gold, it is best to rush to see the festival. It can be a few dollars cheaper per gram, which is more suitable. You can look around several large gold shops.

3, look at the purity of gold: when buying gold, choose high purity, such as thousands of gold. This kind of gold is bright in color, high in purity and more upscale to wear.

4. Ask for an invoice: Gold is very expensive, so you must ask for a formal invoice when you buy it. Don't forget, some merchants don't ask him for it, and he doesn't take the initiative to invoice you. Without the invoice, his rights and interests can't be guaranteed.

5. Don't overdraw to buy gold: It is not appropriate to buy gold according to your own economic strength. It is easy to bring disharmony to the family.

6. Take care of gold jewelry: When buying gold jewelry, pay attention to wearing it and don't lose it. Avoid contact with chemicals, such as paint, acid cleaners, etc. , and keep it sealed and moisture-proof.

Tips: It is best for small partners to go to large shopping malls or well-known gold shops, so that the quality is basically guaranteed. The time is chosen on a big festival or anniversary, so the price is relatively suitable. This is the best time to buy gold jewelry.

Trade-in has two trading methods:

1, trade-in, if there is no invoice, 7% depreciation fee will be charged, and then 10 yuan processing fee will be charged per gram. If you have an invoice, you will be charged a processing fee. That is to say, take the 10g gold necklace, which just started at 362 yuan/gram, and replace it with other styles of the same weight. If there is no invoice, 7% depreciation fee+100 yuan processing fee will be charged; Only the processing fee of 100 yuan is charged with the invoice.

2. Repurchase: At present, the repurchase price of thousands of gold and gold is 276 yuan/gram and 273 yuan/gram respectively, which is different from the original price by 89 yuan/gram. If the invoice cannot be provided, the price will be lower, which is 26 1 yuan/gram, which is about 100 yuan different from the original price.

Therefore, although the price of gold is low now, it is not necessary to make money at the beginning, but also to know the market situation in advance and keep the invoice.