What do you mean by fund holding income and accumulated income?
Holding income refers to the accumulated income generated by the current holding share of the fund, including floating gains and losses caused by net value fluctuation and historical cash dividend income corresponding to the holding share. Cumulative income refers to the sum of the actual income of all your funds (including redemption funds) after deducting historical transaction fees.
The amount of holding income has been deducted from the subscription fee of the current holding share. For example, after you bought a fund to confirm your share, yesterday's income was 300 yuan, so yesterday's income was 300 yuan and today's income was 300 yuan, so today's income is 600.
Simply put, the accumulated income is the income already obtained (the income obtained after the previous holding and selling)+the holding income. Holding income is the income of holding a fund now, which will change according to the daily rise and fall of the fund. The income accumulated in this way is the real income. After all, it has been obtained, and the holding income fluctuates. As long as you don't sell the fund and get the money, you won't really make money.
Buying a fund should focus on historical gains, that is, whether others have made money after holding this fund. After all, the future with good historical returns will not be very bad.
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