The interest rate of 1980 65438+ 10/01980 March 3 1 is: current 2. 16%, fixed at 3.60% for half a year and 3.96% for one year. 1980 April1-1980 June1February 3 1: 2.88% for current account, 4.32% for half a year, 5.4% for one year and 6.1for three years. In 20 14, the interest rates of time deposits of the five major banks that have established diplomatic relations with China 1 year (including one year) have risen by 8% at present, but they have not reached the floating interest rate of 10%. The benchmark interest rate announced by the central bank is applicable to demand deposits and deposits with a maturity of 1 year or more.
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Summary of current interest rates of state-owned banks, joint-stock commercial banks, city commercial banks, rural commercial banks and foreign banks. Although it's worry-free, you need to know the deposit interest rate between banks. Otherwise, it is also a bank deposit, and the interest income of other people's deposits may be much higher than yours!
1, six lines. Among the six major banks in China, the coverage rate of outlets is the highest, and it is also the first choice for most people to handle financial business. What are the deposit interest rates of the six major banks with huge customer groups? It can be seen that among the six major banks, the deposit interest rates of China Construction Bank and Postal Savings Bank rank high. Among the deposits with a term of more than three years, the spread between the Postal Savings Bank and the Industrial and Commercial Bank of China reached 82.5 basis points, and the annual spread of the principal of 654.38 million yuan was 825 yuan, which was obvious.
2. Joint-stock banks. At present, joint-stock banks are the backbone of China's commercial banks. In order to compete with the six major banks, we must adopt a differentiated competition mode, and bank deposits are not the competitive point that joint-stock banks value.