It is worth noting that Internet financial applications were included in the survey for the first time. In just one year, the number of users of Internet financial products reached 63.83 million, and the utilization rate reached 10. 1%, making it an excellent network application in the first half of 20 14.

In terms of P2P financial management, which has attracted much attention in recent two years, from the introduction of China in 2007 to the end of July 2004, there were 1, 200 P2P online lending platforms. The number of P2P platforms is still growing at the rate of 6 1, 1% per month, with 440,000 platform investors and 33.76 billion industry stock funds.

In just over six years, P2P online lending has blossomed from poverty to barbarism. According to relevant data, it is estimated that by the end of 20 14, there will be 1800 domestic P2P platforms, and the loan balance of P2P industry may reach 90 billion yuan. With the continuous improvement of the industry supervision system and the reshuffle of competition, experts predict that in the future, the P2P online lending industry will eventually form a pattern in which 20 or 30 predators and small platforms coexist and specialize in the development of sub-sectors.