Where does Leshan Provident Fund deposit flow? Housing provident fund deposit base is calculated according to the average monthly salary of employees in the previous year. General provident fund loans only consider the running water of provident fund, and cannot be calculated by supplementary provident fund. Where is the running water deposited by Leshan Provident Fund?
Where does Leshan Provident Fund deposit water type 1 where can I print the running details of the provident fund?
The provident fund is printed in the local housing provident fund management center or the local housing provident fund in official website.
Employees provide necessary materials, which are audited by the housing provident fund center, and the housing provident fund center issues certificates to employees.
Or employees can log on to the online service hall (personal edition) to print their own deposit certificates and deposit details.
Provident fund flow printing method:
Log in to the website with the card number of the housing provident fund deposit certificate first, and you can find out my provident fund income and expenditure details, which can be exported and printed.
1. First, you need to enter official website, the housing provident fund management center of our province and city. As shown in the figure, we can find the correct website by searching in the browser.
2. After entering the website, we need to log in, usually by clicking "Personal Online Service Hall", and then logging in with the account name (usually personal ID number) and inquiry password.
2. After logging in, enter the "My Provident Fund" page, and you can see the current provident fund balance. Click "Information Inquiry" in the main menu above, and then select "Account Information Inquiry" in the drop-down menu.
4. At this point, we can see the status of the account. Provident fund loans generally only consider the running water of the provident fund, and cannot be calculated according to the supplementary provident fund, so we click "View Details" on the right side of the provident fund.
5. You can see the running water of provident fund on the next page. As shown in the figure, there is a "Download Print" button in the upper right corner. Click to generate the provident fund running water in PDF format, and we can print it out.
Second, go to the housing provident fund management center, bring your ID card and provident fund card, and let the staff print it for you.
Where does Leshan provident fund deposit flow? 2 According to the Regulations of the State Council Municipality on the Management of Housing Provident Fund and the Notice of the Ministry of Housing and Urban-Rural Development on Further Implementing the Policy of Reducing the Cost of Housing Provident Fund (Jin Jianzheng Letter [2065 438+08] 18 1No.), the monthly deposit base and the upper and lower limits of housing provident fund in Leshan City in 2022 are hereby notified as follows:
First, the deposit base of housing provident fund is calculated according to the average monthly salary of employees in the previous year. According to the average annual wage of employees in urban non-private units in 202 1 year and the minimum monthly wage in Leshan last year, the upper limit of the monthly deposit base of housing provident fund in Leshan in 2022 is 22,633 yuan, and the lower limit is 1970 yuan; The upper limit of the monthly deposit of units and employees is 27 15.96 yuan, and the lower limit is 98.5 yuan.
Two. The implementation time of the above monthly deposit base, monthly deposit amount and lower limit standard is from July 1 day, 2022 to June 30, 2023.
Three, housing provident fund deposit units should be in accordance with the requirements of this notice, timely adjust the housing provident fund deposit base and monthly deposit, minimum deposit implementation standards, do not meet the requirements to be corrected.
Calculation of deposit amount of housing provident fund
The housing provident fund is paid monthly, and the calculation formula of the deposit amount is as follows:
1. Housing provident fund deposit amount = housing provident fund paid by the employee himself+housing provident fund paid by the company for the employee.
2. The housing provident fund paid by employees themselves = the average monthly salary of employees in the previous year × the proportion of housing provident fund paid by employees.
3. Housing provident fund paid by the unit for employees = the average monthly salary of employees in the previous year x the proportion of housing provident fund paid by the unit.
It can be seen that the proportion of housing provident fund deposit directly affects the amount of deposit and the level of institutional guarantee. According to the Regulations on the Management of Housing Provident Fund, the proportion of housing provident fund paid by employees and units shall not be less than 5% of the average monthly salary of employees in the previous year.
Where does Leshan Provident Fund deposit flow? 3. Employees shall pay the provident fund in full monthly for more than 3 months (inclusive).
Leshan provident fund rental policy acceptance scope:
1. Employees who apply for withdrawal shall pay the provident fund in full for more than 3 months (inclusive) every month.
2. In the city's workplace (including all districts and counties), if employees pay housing provident fund without their own property rights and rent private houses for self-occupation, they may apply for withdrawing housing provident fund from personal accounts and paying rent.
3. Taking the family as a unit, the annual extraction standard for single-paid employees is 40,000 yuan/year; The annual extraction standard for married paid employees is 50,000 yuan/year.
4. Before obtaining the self-owned housing, the applicant can extract it once a year in principle; After obtaining self-owned housing, it is no longer extracted.
Maximum loan amount standard of provident fund
1. If both the applicant and the spouse have paid the housing provident fund, the maximum loan amount is 500,000 yuan;
2. If the applicant unilaterally pays the housing provident fund, the maximum loan amount is 400,000 yuan;
3. The final loan amount shall be subject to the amount after the submitted loan information is approved.