Benchmark interest rate table of loans over the years

List of bank loan interest rates over the years

List of interest rates of bank loans over the years:

20 15-8-26- Up to now: 4.6

20 15-6-28:4.85

20 14- 1 1-22:5.6

20 12-7-6:5.6

20 1 1-7-7:6. 1

20 10- 12-26:5.35

20 15 years 1 24 October to date, the current benchmark annual interest rate is 0.35%, the three-month benchmark annual interest rate 1. 1%, the six-month benchmark annual interest rate 1.3%, and the six-year benchmark annual interest rate1. 20 15 years124 October to date, the benchmark annual interest rate of all loans within one year (including one year) is 4.35%, that of all loans from one year to five years (including five years) is 4.75%, and that of all loans over five years is 4.9%. 20 15 years124 October to date, the benchmark annual interest rate of provident fund loans for less than five years (including five years) is 2.75%, and the benchmark annual interest rate of provident fund loans for more than five years is 3.25%. It can be seen from the annual interest rate of benchmark deposits published by the People's Bank of China (the central bank) over the years that when the country is short of money, the deposit interest is the highest, 1 949 August 10- 1959 10/01982 April 60. The benchmark current annual interest rate of 65438+July1-1August 23, 996 is higher than the benchmark annual interest rate of 20 15 to1October 24.

In addition, the current interest rate is: commercial loan interest rate = the best lending rate (LPR) basis point (BP). Base point means one in ten thousand, and one base point is equal to 0.0 1 percentage point, that is, 0.0 1%. It should be noted that the specific increase of each bank depends on each bank's own internal indicators, which is related to the borrower's credit information and the number of houses. The central bank announced the latest loan market quotation interest rate (LPR) of 5438+0 1 in June, that is, the LPR of1was 3.85%, and the LPR of more than five years was 4.65%. The above LPR is valid until the next edition of LPR. In addition, the mortgage interest rates of China Everbright Bank, HSBC, Industrial and Commercial Bank of China and Bank of Communications were the same as last month 10. Among them, the interest rate of HSBC can be as low as 4.65%, which is consistent with LPR and does not add basis points.

China people's bank loan benchmark interest rate table over the years

At present, the benchmark interest rate of personal commercial loans of China Bank is consistent with that of China People's Bank. You can query through the financial data of our portal-RMB loan interest rate table and historical data of RMB loan interest rate in deposit and loan interest rate. For details, please contact the official service hotline of China Bank at 95566. You can also contact the local people's bank directly.

The above contents are for your reference. Please refer to the actual business regulations.

List of benchmark loan interest rates over the years: benchmark loan interest rate over the years is 20 17.

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List of benchmark loan interest rates over the years: benchmark loan interest rate over the years is 20 17.

From: Network Date: April 30, 2022

Loan interest rate (1) The loan interest rate is related to the loan purpose, loan nature, loan term, loan policy and different lending banks. The state sets the benchmark interest rate, and banks determine the differential loan interest rate according to various factors, that is, floating up or down on the basis of the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year. Types and annual interest rates are as follows: ① Six-month (inclusive) short-term loan 6.10%; ② 6.56% from half a year to one year (inclusive); ③ One to three years (inclusive) 6.65%; ④ Three to five years (inclusive) 6.90%; ⑤ More than five years and 7.05%. (2) Take mortgage as an example: comprehensively evaluate the bank loan interest rate according to the credit status of the loan, and determine the loan interest rate level according to the credit status, collateral and national policy (whether it is the first suite or not). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 Due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 1 of the benchmark interest rate. Since February 20 12, most banks have adjusted the interest rate of the first suite to the benchmark interest rate. At the beginning of April, large state-owned banks began to implement preferential interest rates for the first home loan. The interest rate discount of some banks can be up to 15%. The interest rate after 15% discount for more than five years is 7.05%0.85=5.9925%.

The adjustment time is 20 17. 1. 1 6 months (including 6 months), 6 months to 1 year (including 1 year), 4.35 years to 3 years (including 3 years), 3 years to 5 years (including 5 years) and 4.75 benchmark interest rates for deposits and loans are issued by the central bank to commercial banks. Commercial banks will formulate a portfolio of deposit interest rates based on this benchmark interest rate. Raising the benchmark interest rate means shrinking credit, reducing social mobility, raising the cost of credit and slowing down economic development. Or vice versa, From Dallas to Auditorium12015-10-244.354.354.754.952.753.25201 5-08-264.604 . 605 . 005 . 5438+052 . 53354 . 354 . 754 . 754 . 952 . 753 . 205-05 . 605 . 605 . 05 . 52 . 435 . 52 . 58+052 . 58 . 52 . 52 . 53 . 5350 420 15-05- 1 15. 105. 105.505.505.653.253.75520 15-03-0 15.355.355.755.755.903.504.00620 14- / kloc-0/ 1-22 5.605.606.006.006. 153.754.25720 12-07-065.606.006. 156.406.554.004.50820 12-06-085.856.3 1 6.406.656.804.204.70920 165438 +0-07-076. 106.566.656.907.054.454.90 1020 1 1-04-065.856.3 1 6.406.656.804.204.70 1 120 1 1-02-095.606.066 . 106.456.604.004.50 1220 10- 12-265.355.8 / kloc-0/5.856.226.403.754.30 1320 10- 10-205. 105.565.605.966. 14 3.504.05 142008- 12-234.865.3 / kloc-0/5.405.765.943.333.87 152008- 1 1-275.045.585.675.946. 123.5 14.05 1 62008-65 438+00-306.036.666.757.027.204.054.59 172008- 10-276. 126.937.027.297.474.054.59 182008- 10-096. 1 26.937.027.297.474.324.86 192008-09- 166.2 17.207.297.567.744.595. 13202007- 12-2 1 6.577.477.567.747.834.775.222 12007-09- 156.487.297 .477.657.834.775.22222007-08-226.2 17.027.207.387.564.595.04

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List of benchmark interest rates in recent 20 years: benchmark deposit interest rates of the People's Bank of China within six months (including six months), six months to one year (including one year), one year to three years (including three years), three years to five years (including five years) and more than five years1990-20165438+2068. ...

China people's bank loan benchmark interest rate table-:China people's bank loan benchmark interest rate: interest rate project annual interest rate (%) within six months (including six months) loans 4.85 six months to one year (including 1 year) loans 4.85 one to three years (including three years) loans 5.25 three to five years (including five years) loans 5.25 more than five years.

Interest rate of loans over the years: term of personal loan interest rate table over the years19961997.01997.1998.01999.6+0099.5646 ‰). ...

List of interest rates of bank loans over the years-within six months, six months to one year to three years, three years to five years and above, 20 15. 10.244.35%, 4.75%, 4.90%, 2015.08. .85%4.85%5.25%5.25%5.40%20 15.05. 1 15. 10%5. 10%5.50%5.50 ...

Table of interest rates of commercial loans over the years-:the adjustment time of the benchmark interest rate (annual interest rate%) of RMB loans of financial institutions is 2015.10.244.35% 4.75% 4.90% 20/kloc-0. ...

Interest rate table over the years-:adjustment time of benchmark interest rate of RMB deposits in financial institutions, demand deposits, time deposits for three months and half a year, one year, two years, three years and five years1990.04.152.886.37.7438+00.0038+0038+0.8038. . 164.326.488.649.36 10.08 1 1.52 199 1.04.2 1 1.83.245.47.567.928.289 1993.05 ....

May I ask the People's Bank of China's loan interest rate table from 200 1 to 20 16: The benchmark loan interest rate is as follows: the adjustment time of the commercial loan interest rate table over the years is 6 months 1 year 1-3 years, 3-5 years or more1999.61. 8+05.04%5.3 1%5.49%5.58%5.76%2004. 10.295.22%5.58%5.76%5.82%6. 12%2006.4.285.40%5.85% ...

China People's Bank loan interest rate over the years: I don't know the nature of the loan. I. Annual interest rate of housing deposits% (1) Deposit interest rate The deposit interest rate of individual housing provident fund collected in the current year and listed on the interest settlement date shall be carried forward to the previous year according to the three-month lump-sum deposit interest rate. The funds deposited by the housing fund management center in the special account of the entrusted bank shall bear interest according to the unit deposit rate of the corresponding term and grade. (two) other housing deposits according to the same grade unit deposit interest. The annual interest rate of housing loan is% (1), the individual housing provident fund loan is less than five years (including five years) 4.59 is more than five years 5. 13 (2) the commercial bank's self-operated housing loan 1, and the housing development loan is subject to the legal loan interest rate of the corresponding grade 2. Individual housing loans shall be subject to the statutory loan interest rate of corresponding grades (3) Individual housing loans overdue individual housing loans overdue interest rate loan contract stipulates that an additional 30%-50% will be charged.

List of loan interest rates over the years -: 1. Loan interest rate: annual interest rate of the project (%) 1. Short-term loans within one year (including one year) 4.35 2. Medium and long-term loans for one to five years (including five years) 4.75 More than five years 4.90 3. The annual interest rate of provident fund loans for less than five years (including five years) is 2.75 for more than five years 3.25 According to the regulations of the People's Bank of China, at present, the loan interest rates of various loans from different banks will be different, and the interest required for loans will be more or less. 2. Conditions for applying for bank loan business: 1,1natural person aged 8 to 65; 2. The borrower's actual age plus the loan application period shall not exceed 70 years old; 3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule; 4. Good credit information, no bad records, and legal use of the loan; 5. Meet other conditions stipulated by the bank. If you meet the above conditions, you can apply for a loan business at a local bank.

Central Bank's benchmark interest rate over the years -:20 12 On June 8th, the People's Bank of China decided to lower the benchmark interest rate of RMB deposits and loans of financial institutions from June 8th, 2065 438+02. The benchmark interest rates of one-year deposits and loans of financial institutions were lowered by 0.25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also lowered simultaneously. 20 165438 On July 6th, the People's Bank of China decided, ...

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List of benchmark interest rates in recent 20 years

Loan interest rate over the years: calendar year loan interest rate table calendar year personal loan interest rate table period19961997.01997.11998.05438+0999.6.50089.00000000606 ...

What is the benchmark interest rate over the years: 20 1 1 On July 6th, China People's Bank decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions from July 7th, 201/year. The benchmark one-year deposit and loan interest rates of financial institutions were raised by 0.25 percentage points respectively, and the deposit and loan interest rates of housing provident fund were also raised simultaneously by 0.20165438+. ...

In recent years, bank interest rate table 2000-: bank deposit interest rate table 2 1, June 29, 2002, June 5438+09, 2004, project interest rate (unit: annual interest rate%) interest rate (unit: annual interest rate%) in 2006 1. Demand deposit is 0.77. ....

What is the benchmark loan interest rate for 20 years? All the affirmative answers are 2019-06-0520:13: 52. If the loan is repaid with the average capital, the commercial loan of 240,000 yuan for 240 months (20 years) will be repaid in September 20 12, and then adjusted according to the national benchmark interest rate. ...

What is the 20-year mortgage interest rate? The mortgage interest rates of all domestic banks are adjusted according to the benchmark interest rate of the central bank. At present, the central bank's benchmark interest rate for loans over five years is 4.9%, that is, the benchmark interest rate for 20-year mortgages is 4.9%. The real loan interest rate of all banks' 20-year mortgages will be adjusted on the basis of the central bank's benchmark interest rate. From 20 17, China's mortgage interest rate has been rising until 20 19. China's mortgage interest rate has a downward trend. At present, the mortgage interest rates of most banks in China have risen, and the average rise rate of the first suite is about 10%. If the interest rate rises 10%, the mortgage interest rate for 20 years is 4.9% x (110%) = 5.39%.

China loan interest rate in recent 20 years: the annual interest rate of provident fund loans for more than 5 years is 4.5%.

China people's bank loan interest rate table 20 14 to 20 19? -:loan interest rate. If you have a loan record, the interest rate will increase.

List of benchmark deposit interest rates-:The benchmark deposit interest rate and the benchmark loan interest rate were announced the next day. The index fluctuated before adjustment, the adjusted range after adjustment, and the adjusted range before adjustment, Shanghai and Shenzhen 2011July 7, 3.25% 3.50% 0.25% 6.31%6.56% 0.25%-0.58%. ...

The benchmark interest rate for loans over the years is 20 17.

Adjustment time 20 17. 1. 1

Within half a year (including half a year) from half a year to one year (including one year) 4.35

One to three years (including three years) three to five years (including five years) 4.75

More than five years 4.9

The benchmark deposit and loan interest rate is the loan guidance interest rate issued by the central bank to commercial banks, and it is one of the monetary policies used by the central bank to regulate the operation of social economy and financial system.

Commercial banks will formulate a portfolio of deposit interest rates based on this benchmark interest rate. Raising the benchmark interest rate means shrinking credit, reducing social mobility, raising the cost of credit and slowing down economic development. or vice versa, Dallas to the auditorium

1 20 15- 10-24 4.35 4.35 4.75 4.75 4.90 2.75 3.25

2 20 15-08-26 4.60 4.60 5.00 5.00 5. 15 2.75 3.25

3 20 15-06-28 4.85 4.85 5.25 5.25 5.40 3.00 3.50

4 20 15-05- 1 1 5. 10 5. 10 5.50 5.50 5.65 3.25 3.75

5 20 15-03-0 1 5.35 5.35 5.75 5.75 5.90 3.50 4.00

6 20 14- 1 1-22 5.60 5.60 6.00 6.00 6. 15 3.75 4.25

7 20 12-07-06 5.60 6.00 6. 15 6.40 6.55 4.00 4.50

8 20 12-06-08 5.85 6.3 1 6.40 6.65 6.80 4.20 4.70

9 20 1 1-07-07 6. 10 6.56 6.65 6.90 7.05 4.45 4.90

10 20 1 1-04-06 5.85 6.3 1 6.40 6.65 6.80 4.20 4.70

1 1 20 1 1-02-09 5.60 6.06 6. 10 6.45 6.60 4.00 4.50

12 20 10- 12-26 5.35 5.8 1 5.85 6.22 6.40 3.75 4.30