Social Security-Formative Assessment (2)
First, multiple-choice questions (65438+ 0 points for each question, a total of 25 points)
1. The primary influencing factor of social security system is ().
A. Economic factors B. Social factors C. Moral factors D. Political factors
2. The basic influencing factor of the emergence and development of social security system is ().
A. Economic factors B. Social factors C. Moral factors D. Political factors
3. At the beginning of mankind, the factor that has a decisive influence on the practice of social security is ().
A. Economic factors B. Social factors C. Moral factors D. Political factors
4. In the emergence and formation stage, the fundamental purpose of the social insurance system is ().
A. Solve the practical difficulties of social members B. Solve the current difficulties of social members
C. Promoting social and economic development D. Relieving the worries of members of society
5.65438+In the 1980s, the country that took the lead in establishing a modern social insurance system in the world was ().
A. Britain b Germany c America d France
6. The word "social security" first appeared in the () promulgated by the United States.
A. Poverty Alleviation Law B. National Insurance Law
C. New Poverty Alleviation Law D. Social Security Law
7. The representative of western welfare countries is ().
A. Germany, the United States, Canada and Britain
8. The theoretical and policy basis for establishing a welfare state is ().
A. Utopian socialism
C. Industrial Economics D. Report of beveridge on Social Insurance and Related Services
9. The country that pioneered the system of fully accumulating provident fund is ().
A. USA b Britain c Singapore d Chile
10. The basic starting point of the social security system is ().
A. Developing economy B. Creating social stability
C. Social equity D. Improving efficiency
1 1. The level of social insurance system is ().
A. Basic guarantee type B. Minimum guarantee type
C. Fully guaranteed
12. 1883, () promulgated by Germany is the symbol of modern social security system.
A.b. Employment Agency and Unemployment Insurance Law
C. Sickness Insurance Law D. Work Injury Insurance Law
13. The sign that social security has entered an advanced stage is ().
A. The number of participants is expanding. B. The legal system is becoming more and more perfect
C. Increase insurance items D. Popularization and high-level social welfare
14. The first principle of social security law legislation is ().
A.b. Principles of fairness and priority
C. The principle of combining rights with obligations D. The principle of combining universality with particularity
15. The payment method of social insurance benefits is ().
A. Cash payment B. Labor service
C. cash payment is the mainstay, supplemented by labor services. D. Pay equal attention to cash payment and labor service payment.
16. The fundamental purpose of choosing a fund system in the field of social security is ().
A. realize fund preservation B. realize fund appreciation
C. Preventing the funding gap D. Responding to the aging population
17. The combination of social security fund and capital market is mainly ().
A.b. medical insurance fund
C. Endowment insurance fund D. Work injury insurance fund
18. Among the various investment methods of social security funds, () is a sound investment.
A. deposit funds in financial institutions B. fund management institutions directly engage in investment.
C. Entrusted investment D. Combination of the above three
19. The symbol of the birth of the old-age insurance system in the modern sense is ().
A. French annuity law B. British new poverty relief law
C. German Old-age, Disability and Survivor Insurance Law D. British National Insurance Law
20. The most direct and fundamental goal of endowment insurance is to make workers ().
A. The sense of security of the elderly B. The sense of happiness of the elderly
C. be active in old age. D. Learning from old age
2 1. In the medical insurance system, the typical country that implements the savings medical insurance model is ().
A.uk b Germany c Singapore d USA
22. In the medical insurance system, the typical country that implements the universal insurance model is ().
A.uk b Germany c Singapore d USA
23. From the practice of various countries, the most obvious reform trend of unemployment insurance system is ().
A. Restrict the right to unemployment insurance B. Strengthen the management and operation of unemployment insurance
C. Highlight employment orientation D. Expand unemployment insurance coverage
24. The development foundation of charity is ().
A.b. Private sector
C. Social donation D. Universal participation of social members
25. The only country that implements the national overall planning and pay-as-you-go mandatory enterprise annuity plan is ().
A. Britain b France c Germany d America
Second, multiple-choice questions (2 points for each question, 40 points in total)
1. The fairness characteristics of social security include ().
A.b. guarantee the fairness of treatment
C. Fairness of guarantee process D. Fairness of guarantee means
2. The socialization characteristics of social security are mainly reflected in ().
A.b. Socialization of financing
C. Socialization of service D. Socialization of management supervision
3. The diversity of social security is mainly manifested in ().
A.b. Diversification of project structure
C.d. Diversification of legal norms
4. Based on the specific practice content in different periods, what stages can social security be divided into ().
A.b. Types of social insurance
C. Social welfare type D. Commercial insurance type
5. Social security in traditional society is mainly ().
A. Government guarantee B. Church guarantee
C. Mutual protection D. Commercial insurance
6. Before the 1970s, the background of American social security was ().
A. Big government B. Small society
C. High taxes D. High welfare
7. From the perspective of institutional structure, the basic framework of the social security system formed in the planned economy era consists of several plates ().
A. National security B. Urban security
C. Rural collective security D. Personal security
8. Judging from the business contents contained in the modern social security system, the contents that constitute the social security system mainly include ().
A.b. social insurance
C.d. charity
9. The goals of social security system construction include ().
A. Difference B. Integrity
C. Coordination D. Hierarchy
10. As a social security system, the characteristics of community service include ().
A. Autonomy B. Compensation
C. Sociality D. Diversity
1 1. From the specific arrangements of social security systems in various countries, the social security models in various countries can be divided into ().
A. Welfare state model B. Social insurance model
C. Compulsory savings model D. National insurance model
12. The value of social security legalization includes ().
A. Entity value B. Idea value
C. Intrinsic value D. External value
13. The sources of relief funds in the British poor law include ().
A.b. Voluntary contributions
C. Fines D. Individual donations
14. From the perspective of adjusting personal income distribution, the specific tax sources corresponding to social security are ().
A. Personal income tax B. Inheritance tax
C. Donation tax D. Interest tax
15. The principles of social security fund management include ().
A. Managing according to law and standardizing operation B. earmarking
C. Separation of revenue and expenditure D. Budget management
16. The methods of budget management of social security funds are ().
A.b. Government public budget
C.d. Sub-budget under government public budget
17. According to the current system, the condition for China to enjoy basic old-age insurance is ().
A. Reaching the statutory retirement age
B is covered by the basic old-age insurance and the insurance premium has reached 15 years.
B. Participate in the basic old-age insurance and have been insured for 20 years.
D. Participated in the basic old-age insurance and has been insured 10 years.
18. China's multi-level medical security system includes ()
A. Basic medical insurance for urban workers B. Supplementary medical insurance and commercial medical insurance
C. Medical assistance D. New rural cooperative medical care
19. The sources of unemployment insurance fund include ()
A. Government financial allocation B. Unemployment insurance premium paid by employers
C. Unemployment insurance premium paid by employees D. Fund operation and operating income
20. In our country, the objects of social assistance mainly include ().
A. "Three noes" personnel
B. people who suffer from natural and man-made disasters and are temporarily in trouble.
Citizens whose living standards are lower than the minimum standards set by the state.
D. Food expenditure accounts for more than 59% of household expenditure.
Three. True or false questions (65438+ 0 point for each question, 20 points in total)
1. The law of modern social security system in the practice of various countries is that the practice of social security projects precedes the legislation of social security. ()
2. Adapting to the law of social and economic development is an objective law that social security development must follow. ()
Japan has promulgated six famous social welfare laws, which are called "Six Welfare Laws". ()
4. As the fund system can't meet the challenge of aging population, more and more countries choose the pay-as-you-go social security system. ()
As far as the crisis of social security is concerned, it is not a crisis of social security structure, but a crisis caused by the erosion of economic base by poor management. ()
6. No matter how developed commercial insurance is, it is impossible to replace social security. ()
7. Welfare economics is the theoretical basis of social security in welfare countries. ()
8. In Chile and Singapore, endowment insurance takes the form of complete accumulation of individual accounts. ()
9. The social security model of national insurance began in the former Soviet Union. ()
10. social security can only be a national policy and measure before it becomes a national law, and at best it is a public welfare plan of the government. ()
1 1. The emergence of social insurance legislation really means the emergence of modern social security legislation. ()
12. At present, China does not have a special social security law really passed by the National People's Congress and its Standing Committee. ()
13. China's current social security management system was established in 1998 when the central government reformed. ()
14. Economic means is the basic means for social security system to solve social problems. ()
15. The structure and function of social insurance fund depend on the structure of social insurance system and the financing mode of social insurance fund. ()
16. In all countries, government finance is responsible for all donations. ()
17. Compared with the collection system, the collection system can strengthen the compulsory financing of social insurance. ()
18. Compared with the fund system, the storage of pay-as-you-go social security fund truly and completely reflects the purpose and value of social security fund storage. ()
19. The key to fund storage is how to keep the true value of the fund and increase its value as much as possible. ()
20. The personal account mode of the endowment insurance fund is linked to the pay-as-you-go mode. ()
Four. Noun explanation (5 points for each question, total 15 points)
1. Pay as you go system
2. Complete accumulation type
3. Enterprise annuity plan database system
Social Security-Formative Assessment (3)
Case study: What does frequent industrial accidents in coal industry mean?
Case description
In recent years, frequent mine accidents have begun to plague our society. According to the data of relevant departments, from 200 1 to the end of 2004 10, there were coal mine accidents in China 188, with an average of 4 to 7 days. From June 65438+ 10 to June 2004 165438+ 10, a total of 5286 coal miners died in accidents. In the first half of 2005, the number of deaths in coal mine accidents nationwide reached 2,672, up 3.3% year-on-year, including 704 fatal accidents, up 1 14.6% year-on-year. Hundreds of people died in mine accidents in 2005: On February 14, 2005, a gas explosion occurred in Sunjiawan Coal Mine in Fuxin, Liaoning, killing 2 14 people; In August, 123 miners were killed in the Xingning mine disaster in Guangdong. 165438+1On October 27th, a coal dust explosion occurred in Dongfeng Coal Mine in Qitaihe, Heilongjiang. As of February 6th, 17 1 miners were killed.
Some people say that the current safety production supervision system is not perfect, coal production is directly related to local economic interests, local governments lack the will of strict supervision, there is no effective power restriction mechanism within the government system, and the industry supervision department is seriously corrupt, which leads to the failure of industry supervision to a great extent. Collusion between government and coal is the deep-seated reason behind the accident. Collusion between officials and businessmen and trading of power and money lead to illegal mine owners ignoring laws and regulations, government supervision and miners' lives, working hard without the most basic conditions for safe production, and the ultimate price is often the miners' lives. At the same time, the coal industry has also accumulated the disadvantages of multi-head management. The compartmentalization, compartmentalization and multi-head management lead to management vacuum and authority overlapping in the coal industry. Multi-head management not only wastes national administrative resources, but also reduces administrative efficiency. Whether it is safe to manage coal mine production or not, it is out of line. Everyone cares, but no one cares. Daily supervision is sloppy, and supervision is replaced by issuing certificates and supervision is replaced by fines, leaving many vacuum areas and hidden dangers.
Others said that during the period of rapid economic development in China, people's safety awareness generally declined. Although everyone knows that "human life is more important than Mount Tai", in the face of economic interests, safety production has given way to overproduction, and safety precautions are ineffective. Researcher Zhou Fengqi, director of the Energy Research Institute of the National Development and Reform Commission, told the China Economic Times reporter: "With the weakening of the management of the coal industry and the serious safety debts caused by the losses of the whole industry in previous years, the management of some large state-owned mines is not as strict as before, and the safety foundation has been weakened. Large state-owned mines are large in scale, and once an accident occurs, they often suffer heavy casualties. Do not implement the safety system, and do not carry out super-capacity mining in strict accordance with operating standards. "
From the perspective of social security, we are more concerned about whether the industrial injury insurance rights and interests of these miners and their families have been implemented and guaranteed in many casualties. Facts have proved that after these accidents, some mine owners used the most methods, namely "hiding", "pressing" and "blocking". "Hiding" means hiding from the sky, hiding if you can, and cheating if you can; "Oppression" means oppressing the people and threatening them with their own strength. Miners can only endure for their meager economic resources; "Blocking" means that things have been exposed. Under the circumstances of necessity, the mine mainly took out part of the money to "block" the miners' mouths, just to show the higher government and the media, indicating that it is still very concerned about the safety of workers. In this way, after the accident, the mine owner will not be condemned by the media, there will be no formal work-related injury identification and rating, and there will be no standardized subsidies. It will not consume a lot of economic and time costs, and it will also encourage the "black heart" of mine owners.
Thinking about the problem:
1. What role do you think the industrial injury insurance system has played in avoiding the above similar incidents? (10)
2. It was suggested that after the accident, the main responsibility of the enterprise should be clarified and the responsible person should be severely punished. Do you think this suggestion is reasonable? Why? (25 points)
Case study: Who should China farmers rely on to provide for the aged in the future?
Case description
According to the data of the fifth census in China, as of June 2000, the total population of China was112.95 million. Among them, the rural population is 807.39 million, accounting for 63.9 1% of the total population, while the elderly over 60 in rural areas are nearly 1 100 million, exceeding 65.438+00.92% of the total rural population. With a large number of rural youth moving to cities and towns, the aging of rural population comes ahead of schedule. Therefore, it is not only related to people's livelihood, but also related to the rise and fall of the national movement to choose the appropriate rural pension model and handle the rural pension problem well.
As we all know, at present, the main form of rural pension in China is family pension, which accounts for about 92% of the whole pension security. However, with the aging population and economic development, people generally began to question whether the rural old-age security system has gradually lost its traditional efficacy. Many studies have also listed some influencing factors, such as shrinking family size, increasing children's burden, the loss of young and middle-aged labor force weakening the family's pension function, the lack of economic support for the elderly due to low rural economic income, and the change of moral concepts leading to the escape of pension responsibility. Do these factors weaken the rural family pension model? Will the shrinking family size and the flow of rural labor force really lead to the unsustainable rural family pension model? Please look at the following views:
Will shrinking family size really increase the burden of providing for the aged? China has implemented the family planning policy since the late 1970s. Although the first generation of rural couples who implemented the family planning policy grew up in traditional rural areas, they experienced reform and opening up. With the development of transportation and information, they witnessed the huge gap between urban and rural areas caused by the dual economic structure of urban and rural areas, which affected their income and expenditure habits. They will not spend a lot of money on building houses like the previous generation, but use their limited financial resources for their children's education investment and their own savings. Many children of farmers have jumped out of the "farm gate" by going out to school and have the ability to repay their parents' education investment. Moreover, because their parents have lived in the countryside for a long time, their living expenses are low, and they also have the habit of saving, under normal circumstances, the expenses for their children's old-age care will not increase their burden. On the contrary, if the family size in rural areas remains unchanged, children's education expenses will account for the vast majority of family income, and some families will even be in debt, so their children may lose more opportunities to get good income because of lack of human capital investment. Over time, these children will make ends meet, let alone have the spare capacity to support the elderly. Therefore, the reduction in the number of children may improve the quality of children. In today's era of winning by the quality of population rather than the number of people, the reduction of family size does not necessarily increase the burden on children, but parents may get high returns in their later years because of high upfront investment.
Will rural labor mobility weaken the pension function of rural families? The process of urbanization and industrialization needs a lot of labor, and the development of agriculture and farmers' willingness to pursue more interests and opportunities just meet this demand, thus producing migrant workers. This is an inevitable trend. Because of the particularity of migrant workers' needs, the physical advantage of men is more suitable for this role, so there is a situation in which yin flourishes and yang declines in rural areas. The land income of these migrant workers is converted into wage income, and part of the income is transferred to the elderly who stay in the countryside, which is no different from the previous support. Traditionally, children's financial supply to their parents is the greatest filial piety, and migrant workers will be more filial to their parents economically than farmers who stay in the countryside to accompany their parents. Therefore, the outflow of rural male labor force has increased family income, and rural young women are fully capable of taking care of the elderly through agricultural production.
Thinking about the problem:
1, please combine the reality of our country and analyze who China farmers should rely on to provide for the aged in the future. (15)
2. According to the information provided by the case and the usual reading accumulation, what do you think are the factors that affect the rural old-age security? How to solve it? (30 points)
Case Analysis: Reflections on "Sun Zhigang Incident"
Case description
On April 25, 2003, Southern Metropolis Daily exposed a case in which Guangzhou law enforcement officers grossly violated citizens' personal rights and caused death. The protagonist of this case is "Sun Zhigang".
Sun Zhigang, male, 27 years old, from Wuhan, Hubei Province, graduated from Wuhan Institute of Science and Technology 200 1. On February 24, 2003, I was hired as a graphic designer by Guangzhou Daqi Clothing Co., Ltd., with a monthly salary of 2000 yuan. On the evening of March 17, 2003, Sun Zhigang, who likes surfing the Internet, left the house he shared with his friends and was going to play in a nearby Internet cafe. When walking to Huangcun Street in Tianhe District, Sun Zhigang was suddenly stopped by the police of Huangcun Street Police Station of Tianhe District Public Security Bureau in Guangzhou. Sun Zhigang was taken to Huangcun Street Police Station because he didn't carry any documents. That night, nearly 1 10 people were taken into the police station, and more than 30 of them were taken in. Sun Zhigang's classmates rushed to the police station after hearing the news, indicating that Sun had an ID card and a work unit, and proposed to reissue a temporary residence permit and guarantee it. The police officer still refused to release Sun. At about 2 am on March 18, Sun Zhigang was regarded as "Nothing? ≈? ","no proper occupation "and" no normal residence "were sent to Tianhe Public Security Bureau for detention and repatriation transfer. Nine hours later (that is, on the morning of 18), Sun Zhigang reported a heart attack to the nurses in the transfer station, and asked them to go out or be hospitalized because of nervousness and insomnia. That night, Sun was transferred to Guangzhou rescue station because of "physical discomfort". In the early morning of March 20th, at about 1 o'clock, Sun Zhigang was repeatedly beaten by other prisoners who were threatened by nurses, and died at 10: 20 in the early morning. The death certificate of the ambulance station says that the cause of death is "heart disease". On April 18, the forensic identification center of Zhongshan Medical College of Sun Yat-sen University issued an autopsy certificate. The results showed that Sun Zhigang was beaten 72 hours before his death.
On April 25th, 2003, Southern Metropolis Daily first disclosed the tragic death of Sun Zhigang with the title of Death of the Prisoner. The next day, the major media in the country reprinted this article and began to follow up the report. The later investigation report showed that it was precisely because of the extreme irresponsibility of the police in the detention center that Sun Zhigang was "wrongly taken as a detained and repatriated person and sent to the Guangzhou Detention and Repatriation Transfer Station". Even according to the regulations passed by the Guangdong Provincial People's Congress, if a person does not bring the relevant identity documents, but he later provides the documents, it does not belong to the scope that should be taken in and must be released. However, Sun Zhigang was still detained after providing documents, which even directly led to his death. This kind of detention itself is a serious violation of the law.
On the morning of June 5, 2003, the Sun case was opened. On June 9, Sun's case was pronounced in the first instance: Qiao Yanqin, the principal offender, was sentenced to death, suspended execution, and Zhong Liaoguo was sentenced to life imprisonment. The other nine defendants were also sentenced to three years to 15 years in prison. On the same day, six policemen, heads of treatment stations, doctors and nurses involved in Sun's case were sentenced to two to three years' imprisonment for dereliction of duty.
Times have developed to this day, and tragedies like Sun Zhigang's death are probably not two together in China. As far as China is concerned, although it is a matter of life, it is also a critical moment for the whole country to fight against SARS under the leadership of party committees and governments at all levels. But the Sun Zhigang incident, like SARS, is also a real warning to us that there is another kind of SARS in this society-lawless power-threatening us all the time.
Thinking about the problem:
How to treat the "Sun Zhigang" incident with the knowledge of social assistance (20 points)
Note: This assignment does not need to be printed. It should be handwritten on A4 paper, indicating the case name and title number, and just answer directly.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.