Different cities have different regulations, but it is clear that the down payment ratio of the second home loan shall not be less than 40%. 201010 The General Office of the State Council issued the Notice on Promoting the Stable and Healthy Development of the Real Estate Market. The notice made it clear that for families (including borrowers, spouses and minor children) who have used loans to buy houses and applied for the purchase of second or more houses, the down payment ratio of loans should not be less than 40%, and the loan interest rate should be set in strict accordance with the risks.

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Reply time: 2022-0 1-06. Please refer to the latest business changes announced by Ping An Bank in official website.