List of benchmark interest rates in recent 20 years: benchmark deposit interest rates of the People's Bank of China within six months (including six months), six months to one year (including one year), one year to three years (including three years), three years to five years (including five years) and more than five years1990-20165438+2068. ...
List of interest rates of bank loans over the years-within six months, six months to one year to three years, three years to five years and above, 20 15. 10.244.35%, 4.75%, 4.90%, 2015.08. .85%4.85%5.25%5.25%5.40%20 15.05. 1 15. 10%5. 10%5.50%5.50 ...
Interest rate of loans over the years: term of personal loan interest rate table over the years19961997.01997.1998.01999.6+0099.5646 ‰). ...
Annual interest rate of deposit: adjusted time, fixed term, 3 months, 6 months, 1 year, 2 years, 3 years, 5 years,1990.04.152.886.307.30088868786 ....
Annual interest rate table: adjustment time of benchmark interest rate of RMB deposits of financial institutions; Demand deposit; Time deposit; Three months; Six months; One year; Two years; Three years; Five years; 152.886.37.7438+00+08+0.56438.00000000605 164.326.488.649.36 10.08 1 1.52 199 1.04.2 1 1.83.245.47.567.928.289 1993.05 ....
Find the adjustment table of deposit interest rate and loan interest rate over the years, from 2000 to this year 20 1 1-: deposit interest rate: loan interest rate: the information comes from Baidu Encyclopedia, hoping to help you. I hope you can master a channel for searching the information you need-"Baidu Encyclopedia" through my answer.
China 2000-20 10 interest rate table: the adjustment date of the deposit interest rate table of the People's Bank of China over the years; Current term: June 36 1, 2 years, 3 years, 5 years, 1999 . 06 . 100 . 99 1 . 982 . 5062 . 50656565666 . 7 1 1 . 8965 . 438+0 . 982 . 252 . 25252 . 55522 . 5552 . 5552 . 552 . 52 . 52 . 52 . 52 . 52 . 52 . 52 . 52 . 52 . 52 . 52 . 52 . 5 ...
Table of interest rates of bank deposits over the years-:annual interest rate of interest rate items (%) current 0.36 three-month term 1.7 1 semi-annual term 1.98 one-year term 2.25 two-year term 2.79.
Annual interest rate of one-year deposit-:fixed interest rate1990.04.1510.081990.08.26538+095438+0.04+.1
Table of interest rates of commercial loans over the years-:the adjustment time of the benchmark interest rate (annual interest rate%) of RMB loans of financial institutions is within half a year, half a year to one year to three years, three years to five years to more than five years, 2015.10.244.35% 4.75% 4.90% 20/kloc. ...
List of loan interest rates over the years
List of loan interest rates over the years -: 1. Loan interest rate: annual interest rate of the project (%) 1. Short-term loans within one year (including one year) 4.35 2. Medium and long-term loans for one to five years (including five years) 4.75 More than five years 4.90 3. The annual interest rate of provident fund loans for less than five years (including five years) is 2.75 for more than five years 3.25 According to the regulations of the People's Bank of China, at present, the loan interest rates of various loans from different banks will be different, and the interest required for loans will be more or less. 2. Conditions for applying for bank loan business: 1,1natural person aged 8 to 65; 2. The borrower's actual age plus the loan application period shall not exceed 70 years old; 3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule; 4. Good credit information, no bad records, and legal use of the loan; 5. Meet other conditions stipulated by the bank. If you meet the above conditions, you can apply for a loan business at a local bank.
The interest rate of bank loans ranges from 20 19 to 202 1
China People's Bank Loan Interest Rate Table 20 19, China People's Bank Loan Interest Rate Table 202 1 latest edition.
The interest rate of short-term loans (less than one year) is 4.35%, and the principal and interest will be repaid in installments during the loan period. The loan interest rate for one year to five years (inclusive) is 4.75%, and the short-term loan interest rate for one year to five years (inclusive) is 4.75%.
The interest rate of short-term loans (less than one year) is 4.35%, and the principal and interest will be repaid in installments during the loan period. The loan interest rate for one year to five years (inclusive) is 4.75%, and the loan interest rate for one year to five years (inclusive) is 4.75%.
The interest rate of short-term loans (within one year and one year) is 4.35%. For medium and long-term loans, the loan interest rate for one year to five years (inclusive) is 4.75%.
1.20 19 The lending rates of major banks fluctuate on the benchmark interest rate of the central bank. The benchmark interest rate of the central bank is: the interest rate of short-term loans (within one year) is 4.35%. Medium and long-term loans. The loan interest rate for one year to five years (inclusive) is 4.75%. The loan interest rate for more than five years is 4.90%. Housing provident fund loan. The interest rate for loans with a five-year term or less is 2.75%. The loan interest rate for more than five years is 3.25%.
2. Four common calculation methods of bank loan interest: simple interest method and simple interest method mean that during the loan period, the interest is calculated only according to the loan principal on the agreed interest collection date, and the interest not received in the previous period is not used as the basis for the current interest calculation. Commercial banks in China use simple interest method to collect loan interest. The calculation formula is: interest = loan principal × loan daily interest rate × loan days.
3. Compound interest method The compound interest method means that if the interest of the previous period is not received on the agreed interest collection date within the loan term, the interest of the previous period should be included in the principal as a new interest base, and interest should be collected on this basis. Compound interest is commonly known as "rolling interest". The calculation formula is: principal and interest = loan principal× (1interest rate) n power, and interest = principal× [(1interest rate) n power-1].
4. Discount method refers to the method that the commercial bank deducts interest from the principal in advance when issuing loans, and the borrower repays the principal and interest in installments at maturity. Commercial banks usually use this method when discounting commercial bills for customers. The calculation formula is: interest = loan principal (or face value) × loan days × discount date interest rate.
5. Amortization of principal and interest refers to a method of repaying principal and interest regularly within the loan term. This law is applicable to housing mortgage loans and other loan projects with large amount and long term.
Within one year, including one-year short-term loans, the central bank's benchmark interest rate is 4.35%; For one to five years, including five-year medium-term loans, the benchmark interest rate of the central bank is 4.75%.
The above information is about the latest version of China People's Bank loan interest rate table 20 19 and China People's Bank loan interest rate table 202 1.
This concludes the introduction of China loan interest rate table and China loan interest rate table over the years. I wonder if you have found the information you need from them?