"Sheng Jun" is a savings plan with high return and short life. The annualized rate of return on long-term investment can reach more than 6%. Prudential Insurance Company is the only life insurance company in the world that promises that 90% of the profits of the group must be returned to the group policyholders. As the profit of Prudential Group in the UK has maintained a substantial growth for many years, the dividend of Prudential savings life insurance products in the UK has also increased substantially, and the profit of sharing Prudential Hong Kong life insurance business is stable and has great potential.
Juansheng is a savings guarantee plan that every family should consider.
1 How to buy Juansheng?
Purchase method: investors visit Hong Kong Prudential to sign a contract to pay.
Payment period: 1 year, 5 years, 10 year.
Investment threshold: the minimum amount is $20,000.
Life insurance: If the insured dies unfortunately, the cash value will increase by USD 2,500/HK$ 20,000.
Policy loan: 80% of the cash value can be used for loans.
What protection can Juansheng bring to your family?
1 rich for more than 3 generations;
② Risk avoidance;
3 wealth inheritance;
④ Protection of divorced property;
(5) support yourself and your children;
6 Tax avoidance and avoidance.
3 Which currency should I choose?
Juansheng Plan Investment Currency:
Dollars, Hong Kong dollars and Renminbi
From August 9, 20 14, customers in Chinese mainland can pay directly by swiping UnionPay cards on the RMB payment platform;
Suggested choice: USD.
As the United States entered the interest rate hike cycle, the US dollar index rose, and the RMB was included in the Special Drawing Rights (SDR) currency basket. In the expected environment of RMB depreciation, it is urgent to allocate US dollar assets. The devaluation of RMB is a big deal for everyone in China, a big deal, a big deal! Choosing a promotion is a top priority for every family.
How did Sheng Jun achieve three generations of prosperity?
Case: Invest 6,543,800 yuan per year, and receive 200,000 yuan per year from the sixth year.
The affluence of three generations
What are the requirements for attracting investment?
The promotion plan can be insured regardless of age, sex, smoking habit and risk category, and the rate is the same. The total number of promotion plans for each insured shall not exceed five, and the annualized total premium shall not exceed HK$ 6,543.8+million/US$ 6,543.8+0.25 million. You can enjoy free medical insurance, which is convenient and fast, and you can also choose a series of accessories.
6. Are the benefits of the "Sheng Jun" plan fixed?
In the report made by Prudential officials to every prospective investor, there are two items: fixed income and floating income.
Prudential's official report clearly pointed out that floating income is not fixed income. Since it is not a fixed income, how to ensure the existence of the income of the "Juansheng" plan and the significance of investment?
According to the historical data of Prudential Group, Prudential has been promoting similar products for 17 years. In this 17 year, it experienced the financial crisis of 1998, the American subprime mortgage crisis and the European debt crisis in 2008, and all three major financial recessions experienced the income of Prudential Group in this 17 year, but only three years failed to achieve the expected income. 17 The overall income is 30-40% higher than the expected income. This is the main reason why Prudential Sheng Jun plans to sell well.
Prudent plan: zero risk, high security, stability and reliability;
7. The right person for the promotion plan.
Middle-and high-income people seeking stable long-term returns
People with strong financial foundation seek stable and effective financial management solutions in order to accumulate wealth.
People who plan to retire and want to increase their personal retirement reserves at a lower risk.
A lady who is financially independent and knows how to plan the future.
Parents who want to prepare a life-saving life insurance plan for their children.
Parents who need to prepare for their children's education and accumulate wealth at different stages of life.
What protection can the promotion plan bring to your family?
Achieve financial goals:
If the child 19-23 years old, 654.38+10,000 education funds will be withdrawn every year.
A total of 500,000 yuan was withdrawn in five years, at which time the principal has been fully recovered.
meanwhile
The 30-year registered permanent residence has been increased to 6.5438+0.86 million, which can be used for starting a business/buying a house/getting married.
The 65-year-old account has increased to 26 million, which can be used to support the elderly.
The 85-year-old registered permanent residence has increased to 1. 1 100 million.
/kloc-The number of families aged 0/00 has increased to 270 million.
If the child 19-23 years old, withdraw 200,000 education funds every year.
A total of 6,543,800 yuan was withdrawn in five years, and all the principal has been recovered at this time.
meanwhile
The remaining 770,000 in the 30-year-old account can be used for starting a business/buying a house/getting married.
The 65-year-old account is increased to 65,438+0,065,438+0,400, which can be used for retirement.
The 85-year-old household registration has increased to 4310.3 million.
/kloc-The number of families aged 0/00 has increased to1000000.
If you don't withdraw cash,
When the child is 60 years old, the account value is 34.98 million;
When the child is 80 years old, the account value is 65.438+0.48 billion;
By the age of 100, the account value was 367 million.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.