1. The products with problems are Minsheng Trust, Zhong Min Tian Fu series and Confidence series sold by Bank of East Asia. It was confirmed by many inquiries that many investors gathered not because of the problems of East Asia China's own products, but because a trust wealth management product was overdue, and investors who could not afford it all over the country turned to the agency channel for advice. The Bank of East Asia also refuted the rumors about thunderstorms. The Bank of East Asia said that all the operations of the bank and its branches are normal and orderly, and the operation and management are stable and good. The main reason for this problem is that the wealth management products issued by Zhong Min Tianfu series and Zhixin series of Minsheng Trust are overdue. They believe that the grass-roots staff of Bank of East Asia have some problems in the process of consignment, such as improper risk control, negligence in consignment and collective fraud.
Second, the founder Lao Li's family is actually Vietnamese Chinese, rooted in Saigon, South Vietnam, which is now Ho Chi Minh City. In 1988, the Li family
The first generation cooperated with others to run Hong Kong Nanhe Shipping Company, and ships traveled between Guangzhou, Hong Kong, Singapore and Saigon. Later, I took over the south.
And the exclusive operation of shipping companies, renamed Hefa into shipping companies.
/kloc-At the end of 0/9, the population of Hong Kong surged and there was a great demand for food. Most developed ships go to Saigon to transport rice. They pick up China people from the mainland.
Medicines, groceries and local products were transported to Saigon and the business was very successful. Vietnam is rich in rice, and the first generation of the old family keenly saw this businessman.
Machine, expand its business to Vietnam, set up Hexing and Nansheng companies in Saigon, operate rice mills and barges, and acquire large-scale production.
Paddy fields
At the same time, we set up a company in Hong Kong and obtained the right to import rice. The Greater China Ferry owned by Hefacheng transports Vietnamese rice.
Local groceries from China are shipped to Saigon or sold in Southeast Asian countries. while
In, there were many grain processing plants along the Mekong River, many of which were run by the Li family and chaozhou people.
At the beginning of the 20th century, the Li family expanded their business to Hong Kong's real estate and financial industries, and accumulated a lot of wealth. At the height of my career,
Li's first generation elders broke down from overwork in Saigon and could not afford to get sick after returning to Hong Kong. He made a will for two days.
And then passed away. The eldest son of the Li family took over the inheritance, continued to operate rice industry in Vietnam, operated real estate in Hong Kong, and founded the First China in Hong Kong.
Bank of East Asia.
Third, banks themselves will not storm,
Branch outlets may be more thunder than rain,
There is nothing wrong with the outlet itself, and a product may have an accident.
Someone is spreading information, so it shouldn't be groundless.
There is something wrong with a venture capital product. It is a rumor that all products except deposits are shocking.
Can it be understood that other products are not completely shocking, but only partially shocking, so the original words are rumors, at least one of which is from our company.
Financial products never have thunderstorms. Rumors are so modest that there are none left. It is really an accurate rumor, and it is a wealth management product.
There is no rigid payment for financial management.
So far, the financial crisis is basically cautious about investment. So, even if it is a rumor, do you dare to gamble with your principal?
The correct statement is that an underlying asset is a trust for housing debt.
As for the vague concepts of trust and financial management, please wait for the official notice. Anyway, I don't have a master's degree in finance with China characteristics.
Understand what financial management is. I don't know much about finance.
In my shallow understanding, financial facts are important, but expectations are equally important.
Whether the news is true or not, it has ruined my expectations for the Bank of East Asia.
Fourth, under the new regulations of asset management, the rigid redemption of trust is broken, and in theory, the risk buyer bears it. As long as the trust is not compliant
If there is a problem, then in theory, the trust does not need to bear too much responsibility, but the management level is lacking.
The Bank of East Asia undertakes the consignment work, so if 100% compliance is achieved in the consignment process, then investors can only suffer dull losses.
The core now is whether the trust and the Bank of East Asia have achieved full compliance in the sales process. Investors can vote for this.
Sue or bring a lawsuit to the court. ?
Since last year, real estate enterprises, such as HD, RC, SM, etc. All these are in material breach of the contract and some still are.
Previously, it was considered as a private real estate enterprise in high flyers, and problems were also exposed in the past two days. In the whole economic environment, bad feelings
Under the circumstances at that time, private real estate enterprises were short of cash inflows, and only by constantly paying off debts and other expenses could they definitely not survive.
In the big environment, the trust that incites housing enterprises will have problems sooner or later. ?
To put it mildly, this is investor education. Before, the risk-free income of domestic investors was too high, but it was actually invested in it.
These products are risky, and the risks and benefits do not match. Just relying on the rapid development of piles and real estate in those years.
Covers many issues.
Let's wait for the progress
The Bank of East Asia is also in a hurry. In fact, it didn't respond. It's best to deal with it privately. The direct alarm is really getting bigger and bigger, for fear that the CBRC will not come.
And then what?