750 points.

The total score of the new senior high school entrance examination in Jiangsu Province is 60 for physical education, 50 for politics, 50 for history, 0/00 for chemistry, 0/00 for physics, 0/30 for mathematics, 0/30 for Chinese and 65,438 for English. So the total score is 130, 130, 130, 100,100,50,60 = 750.

Second, the house loan 1 10,000 yuan, how much interest is needed for 20 years?

In general, there are two repayment methods for mortgage, namely, equal principal and interest and average principal, and the corresponding interest calculation method is as follows:

1. Equal repayment of principal and interest: interest = [loan principal× monthly interest rate× (1interest rate) repayment months ]=[( 1 interest rate) repayment months-1]- loan principal;

2. Equal principal repayment: interest = (repayment months 1)× loan principal× monthly interest rate ÷2.

If calculated according to the benchmark interest rate of 4.9% for loans over five years announced by the central bank, the 20-year loan 1 10,000. Matching principal and interest repayment, the monthly repayment is 6544.44 yuan, with the same monthly repayment amount.

In the case of equal principal repayment, the first month needs to repay 8250.00 yuan, the second month needs to repay 8232.99 yuan, and the last month needs to repay 4 183.68 yuan, with an average monthly principal repayment. However, the specific mortgage interest rate should be consulted with the bank.

Mortgage, also known as house mortgage. Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to grant loans to the buyer after passing the examination, and handle the notarization of real estate mortgage registration according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract.

housing loans

Personal housing loan refers to the loan issued by the bank to the borrower for purchasing ordinary housing for personal use. The borrower must provide a guarantee when applying for a personal housing loan. Personal housing loans mainly include entrusted loans, self-operated loans and portfolio loans. entrusted loan

Entrusted loans for individual housing refer to loans issued by banks to individuals who purchase ordinary housing according to regulations, and the source of funds is housing provident fund deposits. Also known as provident fund loans.

Self-operated loan

Personal housing self-operated loans are loans granted to individual buyers with bank credit funds as the source. Also known as commercial personal housing loans, the loan names of banks are different. China Construction Bank is called individual housing loan, and Industrial and Commercial Bank and Agricultural Bank are called individual housing guarantee loan.

Consortium lending

Personal housing portfolio loan refers to a loan issued to the same borrower with housing provident fund deposits and credit funds for the purchase of self-occupied ordinary housing, which is a combination of personal housing entrusted loans and self-operated loans. In addition, there are housing savings loans and mortgage loans.

Mortgage repayment methods: average capital, equal principal and interest, biweekly payment, etc.

Loan amount: 80% of the value of the loanable property after being audited by the bank.

Mortgage down payment: 30% down payment for the first home mortgage loan and 50% down payment for the second home mortgage loan.

Loan life: 30 years for first-hand houses and 20 years for second-hand houses. At the same time, the loan period plus the applicant's age must not exceed 70 years old.

Loan interest rate: the benchmark interest rate of the first home loan for more than five years is 6.55%, and the interest rate of the second home loan is 7.26% when the benchmark interest rate rises 1. 1 times.

Third, the problem of buying a house with a combined loan in Suzhou.

The answer is as follows:

The maximum amount of provident fund loans is generally 300,000 yuan. If it is not enough, it can only be supplemented by commercial loans, which are called "portfolio loans".

Provident fund loan is 300,000 yuan, and commercial loan is 1 1 10,000 yuan. These two loans were applied for at the same time. When the bank accepts them, the two loans will be issued at the same time. For borrowers, both provident fund and commercial loans are paid (there are provident fund loan repayment and commercial loan repayment every month).

The interest rate of provident fund loans is lower than that of commercial loans, and the loan period can reach 25 years. The interest rate of commercial loans is higher than the provident fund, which is one grade below 3-5 years (including annual interest rate of 6.40%) and 6.55% above 5 years (provident fund of 4.50%). If you have the repayment ability, you can choose a five-year commercial loan, which can save a lot of interest.

In addition, after the loan is merged, you can withdraw your own provident fund, and the balance in the account is used to repay the provident fund and the principal and interest of commercial loans (limited to monthly repayment); If the provident fund is withdrawn and repaid in advance, the provident fund loan will be repaid first, that is, the provident fund will be repaid first, and then the commercial loan will be repaid.

The above answers are for your reference only.

4. How much interest can a house loan in Suzhou be less than a commercial loan 1 10,000 15?

It can be 2880 yuan less. For example, the loan interest of 1 10,000 provident fund 1 year is 38,700 yuan, calculated at the interest rate of more than five years. If the commercial loan is calculated at 30% discount, the interest of 1 year is 4 1580 yuan, and the difference is 2880 yuan. This investment is risky, please make a careful decision.