Current location - Music Encyclopedia - Chinese History - Fund Fixed Investment: How to Choose Weekly Fixed Investment and Monthly Fixed Investment
Fund Fixed Investment: How to Choose Weekly Fixed Investment and Monthly Fixed Investment
First of all, we must understand that in the case of equal investment, there is little difference between weekly fixed investment and monthly fixed investment, so what remains to be considered is the problem of capital turnover. If the capital turnover is not open, it is recommended to make a fixed investment every week to transfer the economic pressure on average; If the funds are sufficient and there is no other urgent need, it is recommended to make a fixed investment every month.

Compared with monthly investment, weekly investment with faster frequency has no outstanding advantage in income. In other words, weekly investment and monthly investment have little effect on the final investment result, which is mainly related to market conditions and deduction time. What ultimately determines how to invest is the holder's own financial situation.

Extended data

Characteristics of fixed-term investment funds:

1, average cost, risk diversification

It is difficult for ordinary investors to grasp the right investment opportunity in time, and they often buy at the high point of the market and sell at the low point of the market. The fixed investment mode of the fund means that the funds are invested on schedule and the input cost is relatively average.

2. Suitable for long-term investment

Because the regular quota comes into the market in batches, when the stock market is consolidating or falling, because the regular quota is undertaken in batches, you can buy more and cheaper, and the return on investment after the stock market rebounds is better than that of a single investment. For the China stock market, it should be a volatile upward trend in the long run, so regular quota is very suitable for long-term investment and financial planning.

3. It is more suitable for investing in emerging markets and small equity funds.

For emerging markets or small equity funds with large fluctuations in medium and long-term fixed investment performance, because the stock market callback time is generally long and slow, but the rising stock market rises rapidly, investors can often accumulate more fund shares when the stock market falls, thus obtaining better investment returns when the stock market rebounds.

4, automatic deduction, simple procedures

Baidu Encyclopedia-Fund Fixed Investment

Baidu Encyclopedia-Regular Fixed Investment