1, formal business license
The wholly-owned subsidiary of Jingdong Finance has a license to sell funds on a commission basis, which means that it is legal and compliant to buy funds in Jingdong Finance. At the same time, the funds of JD Finance are all registered in Public Offering of Fund with the approval of the CSRC, and there will be no private equity funds.
2. Safety of docking channel
In the purchase of funds in Jingdong Financial APP, assets must be supervised by Minsheng Bank, so asset security is guaranteed, so don't worry about saying that money is deducted by the platform. At the same time, the assets of each fund are managed by the corresponding bank. There has never been an asset security incident in the fund of Jingdong Finance.
3. Disclosure of detailed information
The investment situation of each fund will tell investors in detail, such as investing in stocks, bonds and bank deposits. The advantage of detailed information disclosure is that it is beneficial for investors to evaluate fund products and reduce investment risks.
4. Introduction to the Fund
The funds launched by JD Finance are all fund companies with good historical performance and rich investment experience. Funds with poor market response and no potential are usually not introduced to everyone.
Summary: From the above four aspects, JD Finance is more reliable in buying funds. However, which fund to buy is a personal choice. The profit and loss of the fund has nothing to do with the platform for purchasing the fund. At most, the preferential rates enjoyed by different platforms are different. Buy funds in Jingdong Finance, and the rate is more favorable.